Cladding Contractors Insurance
Public liability insurance for your cladding business at great rates
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What is cladding contractors insurance?
As a cladding contractor, you need to have the right insurance policy in place to financially protect you and your business from any claims made against you. These claims could include personal injury or property damage which is directly the fault of your business or the work you complete. Our insurance package automatically protects you against these claims, including any legal expenses.
Why do you need cladding contractors insurance?
Cladding contractors are exposed to a number of legal claims, including personal injury or property damage as a result of the job. These can be costly, especially if you’re found to be legally liable. Having the right insurance policy protects you financially, ensuring you won’t be responsible for paying the entire bill yourself, which could save your business. Tradesman Saver’s cladding contractors insurance ensures that any legal suits or claims can be dealt with efficiently, allowing you to get back to business as quickly as possible.
Tradesman Saver’s Public Liability Cover For Cladding Contractors
Our standard cover is:
- Up to £5 million cover for public and products liability
- £10,000 cover for any financial loss (£50K cover optional)
- Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)
Public liability may be the most significant cover for your cladding contractors business, as it protects you against claims made by both clients and members of the public. In the event you accidentally damage their personal property or unknowingly cause an injury on the job, this policy will cover you. These claims can often be very costly, and have the opportunity to put you out of business if the claim is serious enough and you’re not appropriately covered by your insurance policy. Luckily, this is automatically included as part of Tradesman Saver’s policy, as is financial loss, legal expenses, and accidental death.
There are some insurance policies that you must have while operating as a business. For example, if you employ a team, you need to hold employer’s liability insurance, which protects you against any injured staff. A compensation claim from a member of your team could cost you tens of thousands, if not millions, so you want to be suitably covered in the event of an emergency. On top of this, you need to have financial security if a team member can’t work during their recovery, which may well damage your profits.
At Tradesman Saver we also offer optional insurance policies, such as short term income protection, which guarantees an income, even if you’re recovering from an accident or sickness. If you’re self employed, for example, and you sustain an injury that leaves you unable to work, you will need this income to ensure you can continue paying your bills and aren’t left struggling to make ends meet. You may also want to take out a professional indemnity insurance policy which covers the legal costs and damages you may be required to make should your business makes a mistake. This could be whether you’ve accidentally delivered a poor service or if you’ve provided bad advice to your clients.
Online & Anywhere
We like to keep things simple. Your quote, purchase and documents are all available online, anytime.
No need to wait for your documents. Our tradesman cover starts from the moment you purchase.
Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.
Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.
Cladding Contractors Insurance
Fantastic and very quick thank you
quick easy to set up and good value- was recommended by another tradesman
Easy to get quote & pay, which was good,hopefully won’t find out if they are any good at claims