Building Contractors Insurance
Protect your building company with Tradesman Saver’s contractors insurance
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What is building contractors insurance?
As a building contractor, you can find yourself working in different locations every week, on both residential and commercial properties. You’ll be required to work on building sites, leaving you facing health and safety risks on a daily basis. Our comprehensive building contractors insurance protects both you and your business against any damage or injury, as well as any claims you may face on a job.
Why do you need building contractors insurance?
Any building site can quickly bring about a number of risks, and you may find yourself accidentally causing damage to someone’s property, or even injuring them. Having the right coverage will protect you against any legal ramifications costs, helping to safeguard your business in the event of a claim being made against you. Some clients may even insist that every building contractor has a form of insurance, which can get you more business in the long run.
Tradesman Saver’s Building Contractor Insurance
Our standard cover is:
- Up to £5 million cover for public and products liability
- £10,000 cover for any financial loss (£50K cover optional)
- Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)
Tradesman Saver’s building contractors insurance provides cover for public liability, which is perhaps one of the most significant covers. This offers protection for you if your work causes injury to a client of member of the public, or if you damage their property. For example, you may owe compensation if you accidentally drop a brick and it lands on someone’s car, or if someone trips over your building equipment and hurts themselves.
These claims can be costly, but having the right insurance coverage means you won’t be responsible for paying the expenses. All policies cover you for financial loss, legal expenses, and more. We offer a range of insurance policies for contractors, including electrical, damp proofing, and fencing.
At Tradesman Saver, we encourage all contractors consider taking out optional insurance for extra coverage. If you employ a team of people as part of your business, you must legally have employer’s liability insurance. This protects you against any injuries sustained by your team, and the financial ramifications it may have. Working as a building contractor, you may be exposed to a number of hazardous situations and potential accidents, which you need to be protected against. Personal accident insurance allows your business to continue trading, even if you have sustained an injury in or out of the workplace, that may leave you unable to work. Get in touch with our team to begin crafting your ideal insurance package.
Online & Anywhere
We like to keep things simple. Your quote, purchase and documents are all available online, anytime.
No need to wait for your documents. Our tradesman cover starts from the moment you purchase.
Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.
Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.
Fantastic and very quick thank you
quick easy to set up and good value- was recommended by another tradesman
Easy to get quote & pay, which was good,hopefully won’t find out if they are any good at claims