Constructors Insurance

A constructors insurance policy contains many valuable covers, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property, or causes harm to a client or member of the public. For example, you may need to pay compensation if an incorrectly fixed piece of hoarding which you or one of your team fitted comes loose and hits a pedestrian.

Claims such as this can cost a small fortune, but having public liability cover means you won’t be responsible for paying any expenses, even if you are deemed responsible. This is automatically included in our insurance package, which also covers you for financial loss, legal expenses, and accidental death cover.

We also offer a series of additional covers which allows you to customise your constructors insurance policy to fit your business’s needs. For example, employer’s liability is a legal requirement for anybody who employs staff, while tools and equipment cover will help pay for replacing any of your all-important gear in the event of loss, theft, or damage. Click below to learn more about our policies and get a free online quote in minutes.

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Whether working on a contract basis, or in charge of your own business, working in construction is fraught with potential liabilities. Constructors insurance can give you the wide-ranging protection that a generic policy simply can’t provide, whether that’s covering the cost of work which needs to be redone, or paying out on a claim for an injury sustained by a member of the public as a result of something you’ve done on the job.

Why do you need constructors insurance?

Here at Tradesman Saver, we understand how important it is to have constructors insurance that meets the unique requirements of your job. The inherent dangers of working as a constructor—from putting yourself at risk as part of the job to your work injuring your client or a member of the public—requires having some kind of policy in place to keep you from full financial liability. Unfortunately, not all off-the-shelf policies are created equal, which is why constructors insurance from Tradesman Saver can offer you peace of mind that your cover will be tailored to your needs, working as hard as you do.