Construction Insurance

Specific, no-fuss construction insurance that won’t let you down in a pinch

From £53* With FREE legal expenses & accidental death cover
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4.9 / 5 Based on 796 Reviews
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Comprehensive Cover For You & Your Team

Running a construction business is no easy feat. Whether you run a small-sized company or a large-scale construction firm, every day is a rush to get everything done. Trying to juggle all the admin tasks, paperwork and invoices, while simultaneously having to manage a team of workers means you’re always up against it to keep work moving on schedule. And, even when work has finished for the day, your job isn’t over – as soon as you get in the door, it’s back to work before you’ve even had the chance to pour yourself a cup of tea. The very last thing you want to worry about at the end of it all is a compensation claim shutting your business down.

That’s where we can help. At Tradesman Saver, we understand the taxing demands of working in the construction sector and how navigating the minefield of insurance can be exhausting – that’s why we’ve made getting our construction insurance easy. Filled with all the covers you’ll need, customise with our online quote form and get the insurance you need, every time. Because that’s insurance, made simple.

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Construction Insurance - Automatic Covers

Public Liability
Financial Loss
Products Liability
Legal Expenses
Accidental Death

Construction Insurance - Optional Covers

Employers Liability
Tools / Equipment
Contractors All Risks
Business Contents
Professional Indemnity
Personal Accident
Short Term Income Protection

Can't fault the cost. No other company could offer the same level of cover for the price.

Chris Doyle

Very easy site to use and very competitive. Friendly all from the administration staff after on line quote . All in all pleased at the service so far.

Dermot Devlin

Online & anywhere

We like to keep things simple. Your quote, purchase & documents are all available online, anytime.

Cover is instant

No need to wait for your documents. You're covered from the moment you purchase.

Added protection

Products liability, legal expenses and accidental death cover as standard on every policy.

Monthly instalments

Cashflow is important to every business. Spread the cost & pay in easy, monthly instalments.

What insurance do you need if you work in construction?

 

Construction workers constantly battle with high-risk situations every day on the job, so ensuring your business is safeguarded from potential claims is an absolute must. While public liability insurance is key for those working in construction, contractor’s all risks insurance is actually one of the most important covers for your line of work. Contractor’s all risks insurance includes a range of benefits, from covering all ongoing work on site to covering any hired-in plant or machinery. It could come in great help in situations where:

  • A fire in the property below destroys the extension you’re building
  • Your equipment is stolen from the construction site

As well as contractor’s all risks insurance, you should also consider employer’s liability insurance too if you work in construction. Employer’s liability insurance is a legal requirement if you employ staff, and it offers protection from your employees making a compensation claim against you for injury. Even if you only work with subcontractors, you may still need employer’s liability insurance, as it is still required for labour-only subcontractors who work under your supervision and with your tools, materials and equipment. For bona fide subcontractors, the rules are slightly different as they aren’t supervised or directed by you, so you won’t need employer’s liability for these types of subcontractors – however, you should still ensure they have their own current cover in place for your business’ protection.

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Construction Accidents Can Happen

Here is an example of a situation where your insurance could help you out of a tight jam:

Falling Hoarding

On a windy day, a piece of incorrectly fixed hoarding gets blown down on the construction site you’re running. It hits a nearby pedestrian and they suffer a concussion. They decide to launch a compensation claim against you. This is where your public liability insurance would come into play – your insurer would pay out the compensation claim and the legal expenses for you, so you can focus on keeping work on the site running smoothly.

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Our Reviews

4.9 / 5 Based on 796 Reviews
Read all reviews »

So easy to use and saves me half of my previous cover!

on Feb 18th

Quick and easy. Highly recommended.

on Feb 18th

Glad I found this site. Good price. Thank you

on Feb 16th
*Based on £1,000,000 public liability, £250,000 legal expenses & £10,000 accidental death cover for a sole trader © Copyright 2019 Tradesman Saver | Tradesman Saver is a product of Henry Seymour & Co (Barkdene Ltd) which is authorised and regulated by the Financial Conduct Authority.
Registered in England No 1842617 Insurance Brokers. All rights reserved.
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