Our comprehensive insurance package for cobblers and shoe repair shops includes:
Public Liability Insurance
This is the cornerstone of your insurance coverage. Public liability insurance protects you if a member of the public is injured or their property is damaged due to your business activities. For example, if a customer slips on a wet floor in your shop or if you accidentally damage a customer’s expensive shoes during repair, this coverage will help with legal costs and compensation.
Our standard public liability cover includes:
- £1 million cover for public and products liability (with options to increase to £2 million, £5 million or £10 million)
- £10,000 cover for any financial loss (£50K cover optional)
- Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)
Products Liability Insurance
As a cobbler, you not only repair shoes but may also sell products such as shoe care items or even custom-made footwear. Products liability insurance covers you if a product you’ve sold, supplied, or repaired causes injury or damage to a customer or their property.
Employers’ Liability Insurance
If you employ staff, even on a part-time or casual basis, employers’ liability insurance is a legal requirement in the UK. This coverage protects you if an employee becomes ill or injured as a result of working for you. We offer up to £10 million cover as standard.
Tools and Equipment Insurance
Your specialised tools and machinery are essential to your trade. Our tools and equipment insurance covers the cost of repair or replacement if your items are lost, stolen, or damaged. This coverage extends to both hand tools and larger machinery used in your shoe repair shop.
Stock Insurance
Protect the materials and finished products in your shop with our stock insurance. This covers items such as leather, soles, heels, laces, and any shoe care products you sell against theft, damage, or loss.
Business Premises Insurance
If you own your shop premises, our business premises insurance can protect the building against risks such as fire, flood, and theft. If you rent your workspace, we offer tenants’ improvements coverage to protect any fixtures and fittings you’ve installed.
Legal Expenses Insurance
Our policies include up to £250,000 cover for legal expenses. This provides access to legal advice and coverage for costs associated with commercial disputes, tax investigations, or employment tribunals.
Additional Covers for Cobblers:
To ensure comprehensive protection for your shoe repair business, we also offer:
- Personal Accident Insurance: Provides financial support if you or a key employee is unable to work due to an accident.
- Business Interruption Insurance: Covers loss of income if your business is forced to close temporarily due to an insured event.
- Cyber Insurance: Protects your business against the growing threat of cyber attacks and data breaches.
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