Window Cleaners Insurance
Public liability insurance for a window cleaner, with coverage starting at less than £58* including:
- Public Liability
- Financial Loss
- Products Liability
- Legal Expenses
- Accidental Death
What is window cleaners insurance?
Window cleaning can be a tough old job. When you’re working with water, there can be plenty of risks involved that threaten both you and the life of your business. But you can’t just use a generic policy – your needs are unique and you need insurance that’s tailored to meet those requirements.
Why do you need window cleaners insurance?
At Tradesman Saver, we want to see your business sparkle. We’ve worked together with customers in your trade to build a policy that’s based around your specific risks, offering complete cover at a competitive price. Tailor your policy with our online quote form and see what we can do for you.
Online & Anywhere
We like to keep things simple. Your quote, purchase and documents are all available online, anytime.
No need to wait for your documents. Our tradesman cover starts from the moment you purchase.
Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.
Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.
Tradesman Saver’s Public Liability Cover For Window Cleaners
Our standard cover is:
- Up to £5 million cover for public and products liability
- £10,000 cover for any financial loss (£50K cover optional)
- Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)
There are many insurance options which would benefit your window cleaners business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.
Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.
Other relevant insurance policies for a window cleaners business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance. Here at Tradesman Saver we have all the coverage you may need as a window cleaner and you can get your quote online in minutes.
Window Cleaner’s Public Liability Insurance
Working as a window cleaner can be a pretty full on job, but when you’re running your own window cleaning business, there are a lot of other additional stresses to take into consideration – the most important of which being, purchasing your insurance. However, often trying to navigate the maze of insurance terms can leave you feeling a lot more confused than when you started. Fortunately, there’s only one truly important insurance term you need to wrap your head around, and that’s public liability insurance. Although it can seem confusing, the best way to think of public liability insurance is that it acts as the foundation of your window cleaning insurance policy, through which the various covers and elements come together. Covering injury to third parties and damage to their property, it covers both clients and members of the public to ensure you have thorough and complete insurance protection. It covers for things like accidental damage to a client’s vehicle, or a member of the public tripping over your tools while you’re unloading them from your van, and it’s vital for ensuring the health of your business.
It Shouldn’t Happen To A Window Cleaner
Here are some examples of claims:
You’re unloading some of your equipment from your van to start work at a client’s property. You go inside to talk to the client, but when you return to your van to collect your other supplies, you discover your van has been broken into and your equipment has been stolen. Luckily, your tools & equipment insurance is your best friend here – it’ll cover the costs of replacing your equipment, so your business doesn’t have to suffer for someone else’s sticky fingers.
You’re cleaning a customer’s windows. As you’re working, a pedestrian trips over the water pole hose and hurts themselves. They decide to claim compensation for their injury. This is where your public liability insurance is crucial – it’ll cover the costs of the claim, so you continue getting on with the good work you do.