Insurance for shop cleaners, starting from less than £55 per year
Not on comparison sites — save money by coming direct to us
Compare QuotesOur standard cover is:
Shop cleaning is a vital service that keeps retail spaces pristine, welcoming, and safe for customers and staff alike. From bustling high street boutiques to sprawling shopping centres, shop cleaners face unique challenges and risks in their day-to-day work. These can range from accidental damage to expensive merchandise to potential injuries from slips and falls on freshly mopped floors.
At Cleaner Saver, we understand the specific needs of shop cleaning professionals. Our tailored shop cleaning insurance policies are designed to provide comprehensive protection, giving you peace of mind as you focus on delivering top-notch cleaning services. With over 35 years of experience in the insurance industry, we offer a range of flexible coverage options that can be customised to suit your individual business requirements, whether you’re a solo operator or managing a team of cleaners.
Save on your insurance Customers are always telling us how much they saved by switching
Trusted for over 40 years We’ve been providing insurance to businesses since 1984
Financial Strength All insurance policies provided by Standard & Poor’s A rated insurers
Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Complete our simple quote form with basic details about your business.
Compare quotes from our panel of insurers & chose any optional covers you may need.
Choose the quote that’s right for you, activate your policy and view your certificates online.
Shop cleaning presents a unique set of risks that generic insurance policies may not adequately cover. Consider the following scenarios:
Without proper insurance, these situations could lead to significant financial losses and potentially jeopardise your business. Specialist shop cleaning insurance from Cleaner Saver provides targeted coverage for these and other industry-specific risks, ensuring you’re protected against the most common hazards you face in your work.
* Total number of live policies as of 31/10/2025
Our comprehensive shop cleaning insurance package includes:
Public liability insurance is the cornerstone of any cleaning business’s insurance policy. It protects you if a member of the public or a client makes a claim against you for injury or property damage caused by your cleaning activities. Our coverage starts at £1 million and can be increased up to £5 million to meet the requirements of larger contracts or high-risk environments.
If you employ staff, even on a casual or part-time basis, employers’ liability insurance is a legal requirement in the UK. This coverage protects your business if an employee becomes ill or injured as a result of their work. Cleaner Saver provides £10 million employers’ liability cover as standard, ensuring you’re fully compliant with UK regulations.
Your cleaning equipment is essential to your business. Our tools insurance covers the cost of replacing or repairing your equipment if it’s lost, stolen, or damaged. This includes:
As a self-employed cleaner or small business owner, your income depends on your ability to work. Personal accident insurance provides financial support if you’re unable to work due to an accident, helping to cover loss of income during your recovery period.
Product liability insurance offers protection if a client suffers injury or property damage because of a product you’ve used or supplied. This is particularly important for shop cleaners who often use powerful cleaning agents that could potentially cause allergic reactions or damage to surfaces if misused.
The cost of your shop cleaning insurance will depend on several factors, including:
At Cleaner Saver, we strive to offer competitive rates for comprehensive cover. Our policies start from just £54* per year, with the option for monthly instalments available for any insurance policy costing more than £125 annually. To get an accurate quote tailored to your specific business needs, simply use our online quote system or give our friendly team a call.
In addition to our core coverage, we offer several optional extras that can provide even more comprehensive protection for your shop cleaning business:
Financial loss insurance covers you for claims made against you for financial losses suffered by your clients that don’t involve physical injury or property damage. For example, if a miscommunication leads to a shop being closed for cleaning during peak business hours, resulting in lost revenue for the shop owner.
Legal expenses insurance can help cover the costs of legal action taken against your business or legal action you need to take to protect your business interests. This can include employment disputes, contract disagreements, or debt recovery.
While not legally required, shop cleaning insurance is highly recommended for self-employed cleaners. It protects you from potentially costly claims and ensures you can continue operating if something goes wrong.
Yes, Cleaner Saver offers insurance solutions for new businesses as well as established cleaning companies. We understand that everyone has to start somewhere and we’re here to support you from day one.
Yes, our public liability insurance covers accidental damage to third-party property, including items in the shops you clean. However, it’s important to check your policy details for any specific exclusions.
With Cleaner Saver, you can get a quote and purchase your policy online in minutes. Your cover can start immediately, and you’ll receive your policy documents via email.
If you need to make a claim, simply contact our dedicated claims team. We’ll guide you through the process and work with the insurers on your behalf to ensure a smooth and quick resolution.
Choosing the right insurance provider is crucial for ensuring your business is adequately protected. Here’s why Cleaner Saver stands out:
Don’t leave your business vulnerable to unexpected risks. With Cleaner Saver’s tailored shop cleaning insurance, you can focus on delivering exceptional cleaning services, knowing you’re protected against the unique challenges of your industry.
Get a personalised quote today and join the thousands of cleaning professionals who trust Cleaner Saver for their insurance needs.
From only£55per year 
From only£55per year 
