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Office Cleaners insurance

Public liability insurance for office cleaners, starting at £61* per year

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Taking out an office cleaners insurance policy from Tradesman Saver offers five core forms of cover, with public liability insurance being one of the most beneficial. This will provide you and your business with protection in the event that someone is injured or property damage is caused as a result of your work, offering financial cover for any expenses which may need to be paid as the result of a claim. Our automatic package of cover also includes legal expenses and financial loss to ensure your bottom line is as untouched as possible.

Our expert team of advisors are available around the clock to field any questions and inquiries you may have about taking out an office cleaners insurance policy, including offering advice on any additional cover you may require. For example, professional indemnity insurance protects you in the event that any mistakes made on the job cause professional damage to your clients, while employer’s liability insurance is legally mandated for any employer with a team of staff. Regardless of what you need, our team is here to help. Contact us today to arrange your own bespoke office cleaners insurance package.

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What’s included with our Automatic Cover

Working as an office cleaner primarily involves being alone in a workplace, when all of a business’s other employees have gone home for the day. As such, being protected in the event of any accidents which might befall you, or any damage your work could cause when staff return the next day, is crucial. Office cleaners insurance provides custodial staff with the protection they need to be sure that, if a client decides to take legal action against you for any reason, your financial wellbeing is secure.

Why do you need cleaners insurance?

No matter what line of work you fall into, lone workers are at particular risk when it comes to injury and damage. And when it comes to your job as an office cleaner, additional factors like using hazardous chemicals and operating in empty spaces only further the level of risk. If you come in early in the morning before staff arrive, there could still be wet patches on the floor which team members could slip over on. Alternatively, if you are bleaching a surface overnight, the strong chemicals could cause lasting damage.

Situations like these could lead to your client making compensation claims for any damage or injury, leaving your business liable for expensive legal fees and payouts on the claim itself. Taking out office cleaners insurance from Tradesman Saver ensures you’ll be financially protected in the face of any legal action.

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How our office cleaners insurance works

Why Us?

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the moment you purchase.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Do office cleaners need insurance?

No line of work is immune to errors and accidents, and that includes office cleaners. Insurance cover like public or employer’s liability gives your business the peace of mind that you won’t have to worry about financial damages if any unforeseen mistakes you make have lasting impacts on your clients, whether by injuring members of staff or damaging property.

How much office cleaners’ insurance cover do I need?

The amount of insurance cover you will need as an office cleaner will be impacted by the kinds of jobs you take on. Many councils refuse to take on office cleaning staff whose insurance falls below a certain maximum limit, while businesses with smaller premises may be less strict about the cover their cleaners have in place.

How much does office cleaners insurance cost?

The cost of office cleaners insurance depends on the work you do, from how big your clients are to how long your contracts with them tend to last. The number of additional policies you take out will also have an impact, which will all be discussed when you get in touch with us for an initial quote.

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*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax and our admin charge. 22% of new customers paid less than £59 between 1st January 2019 and 31st August 2019. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2020 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register https://register.fca.org.uk/.
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