Carpet Cleaners Insurance
Public liability insurance for a carpet cleaner, with coverage starting at less than £58* including:
- Public Liability
- Financial Loss
- Products Liability
- Legal Expenses
- Accidental Death
What is carpet cleaners insurance?
All over the UK right now, carpets are being ruined – whether it’s down to a feisty toddler having a foot fight with their desperate parent, an accidentally spilled glass of red wine or a naughty family pet tracking in mud and debris from the outside world. As a carpet cleaner, it’s your job to clean up these little messes in life. But just like the accidents that keep you in business, your job can be fraught with accidents too. In order to protect your business from a compensation claim, you need tailored insurance that fits around the needs of your trade.
Why do you need carpet cleaners insurance?
At Tradesman Saver, we believe all trade businesses are different and need specific insurance catered to their trade’s specific demands. We’ve worked together with business like yours to put together a policy made for carpet cleaners, by carpet cleaners, to ensure you get exactly what you need, when you need it most. All you have to do is customise your policy with our online quote form to get the insurance that works for you – because that’s insurance, made simple.
Online & Anywhere
We like to keep things simple. Your quote, purchase and documents are all available online, anytime.
No need to wait for your documents. Our tradesman cover starts from the moment you purchase.
Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.
Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.
Tradesman Saver’s Public Liability Cover For Carpet Cleaners
Our standard cover is:
- Up to £5 million cover for public and products liability
- £10,000 cover for any financial loss (£50K cover optional)
- Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)
There are many insurance options which would benefit your carpet cleaners business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.
Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.
Other relevant insurance policies for a carpet cleaners business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance. Here at Tradesman Saver we have all the coverage you may need as a carpet cleaner and you can get your quote online in minutes.
Protection From All Of Life’s Little Spills
As a carpet cleaner, you know life can be messy. Cleaning up accidents is a part of your job, so you of all people know best that accidents can happen to anyone at any time. That makes it all the more important that you have the right insurance in place to protect against any accidents you might find yourself part of. Here are but a few situations where having insurance could really save your neck:
A chemical accident
You’re working on a job with your employee, cleaning a client’s carpet. But as your employee is preparing the cleaning solution with the relevant chemicals, the bottle slips in their hand and they suffer severe chemical burns. They choose to make a compensation claim against you for your injury. This is where your employer’s liability insurance steps in to your rescue – it’ll cover the costs of the claim for you, so your business doesn’t have to suffer at the hands of an accident.
A shattering consequence
You’re working on a job, cleaning a carpet in a client’s home. But while you’re getting things ready, you accidentally knock over an antique vase on the mantelpiece and it shatters into a thousand pieces. Your client is furious and they choose to seek compensation for the damage to their property. Luckily for you, with your public liability insurance, your insurer will cover the costs of the damage for you, so your business doesn’t have to break when everything else does.