Chefs Insurance

Specific, no-fuss chef's insurance that won’t let you down in a pinch

From £53* With FREE legal expenses & accidental death cover
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chef in whites working in a kitchen

Our Reviews

4.9 / 5 Based on 950 Reviews
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Cooking Up A Storm

New food, new places and culinary conquests – every day as a chef is a new and exciting challenge. But although there’s a lot to be said for pursuing your passion for food, being a chef doesn’t come without its own risks. Each day in the kitchen brings forth a unique set of risks to battle, and it’s important to have the right insurance in place to protect against unforeseen accidents.

At Tradesman Saver, we know that accidents are just a part of running a business, but we also know that while they can’t be avoided, you can protect yourself against them. That’s why we’ve spent the past decade working closely with people in your profession to build a policy that reflects your needs. Tailor your policy even further with our online quote form, and get exactly what you need, when you need it most.

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Chef Insurance - Automatic Covers

Public Liability
Financial Loss
Products Liability
Legal Expenses
Accidental Death

Chef Insurance - Optional Covers

Employers Liability
Tools / Equipment
Business Contents
Professional Indemnity
Personal Accident
Short Term Income Protection

Can't fault the cost. No other company could offer the same level of cover for the price.

Chris Doyle

Very easy site to use and very competitive. Friendly all from the administration staff after on line quote . All in all pleased at the service so far.

Dermot Devlin

Online & anywhere

We like to keep things simple. Your quote, purchase & documents are all available online, anytime.

Cover is instant

No need to wait for your documents. You're covered from the moment you purchase.

Added protection

Products liability, legal expenses and accidental death cover as standard on every policy.

Monthly instalments

Cashflow is important to every business. Spread the cost & pay in easy, monthly instalments.

Chef’s Public Liability Insurance


Working as a chef comes with its own unique set of challenges, but after a long day spent running your business, the last thing you want to have to consider is insurance. But, worse still, is that once you sit down and start searching around, the sheer volume of insurance terminology there is to take in can quickly leave you overwhelmed and thoroughly confused. Never fear though – there’s only really one insurance term you need to wrap your head around, and that’s public liability insurance. Public liability insurance, in its simplest form, acts as the backbone to your chef’s insurance policy, covering accidents and mishaps that result in injury to third parties or damage to their property. It provides cover for both clients and members of the public, which means it covers a wide variety of incidents that could occur. It’s definitely the insurance cover you want at your back if things do take a turn for the worst.

Accidents Happen!

Despite all your training as a Chef, accidents can, and do, happen.  When disaster strikes, you need good quality chef insurance to protect you and your business.  See the examples below of where we can come to the rescue:


Scalded Employee

You’re cooking up a storm at a wedding reception and you’ve taken some of your employees with you to lend a hand. But as one of your employees is emptying out a pan of boiling water, the pan slips and it ends up going all over them, scalding them quite badly. They decided to seek compensation from you. This is the sort of situation where you’ll be glad of your employer’s liability insurance – your insurer will cover the costs of the compensation for you, so you can focus on the task at hand.

Food Poisoning 

You’re working as the chef at a function, but during the course of the function, some of the guests start being violently sick. It’s found that the cause is likely food poisoning and the affected guests choose to claim compensation against you. Your public liability insurance will save your bacon here – it’ll cover the costs of the compensation for you, so you don’t end up paying for it from your own pocket.

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Our Reviews

4.9 / 5 Based on 950 Reviews
Read all reviews »

Straight forward questions to answer and cost seems competitive.

15 hours ago

A really easy system to use and particulary good that you can have a live chat to get instant answers to... Read more »

17 hours ago

Great service and good price!

on May 15th
*Based on £1,000,000 public liability, £250,000 legal expenses & £10,000 accidental death cover for a sole trader © Copyright 2019 Tradesman Saver | Tradesman Saver is a product of Henry Seymour & Co (Barkdene Ltd) which is authorised and regulated by the Financial Conduct Authority.
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