Chef's insurance from £53 with FREE legal expenses cover
Cooking Up A Storm
New food, new places and culinary conquests – every day as a chef is a new and exciting challenge. But although there’s a lot to be said for pursuing your passion for food, being a chef doesn’t come without its own risks. Each day in the kitchen brings forth a unique set of risks to battle, and it’s important to have the right insurance in place to protect against unforeseen accidents.
At Tradesman Saver, we know that accidents are just a part of running a business, but we also know that while they can’t be avoided, you can protect yourself against them. That’s why we’ve spent the past decade working closely with people in your profession to build a policy that reflects your needs. Tailor your policy even further with our online quote form, and get exactly what you need, when you need it most.
Get Your Legal Expenses Insurance: FREE With Every Policy
Legal expenses is standard
We include legal expenses cover of £250,000 on every policy to give you all-round protection.
24-hour legal helpline
No need to wait until working hours to get help. Get on the phone with our legal experts 24/7.
Online legal services
Find a wealth of legal resources. Download legal document templates at the click of a button.
Tax & VAT investigations
In a crisis with the taxman? Get help with tax & VAT investigations, included as part of your cover.
Chef Insurance - Automatic Covers
Chef Insurance - Optional Covers
Chef Insurance - Other Covers
Online & anywhere
We like to keep things simple. Your quote, purchase & documents are all available online, anytime.
Cover is instant
No need to wait for your documents. You're covered from the moment you purchase.
Products liability cover as standard on every policy. That means more cover, at no added cost.
Cashflow is important to every business. Spread the cost & pay in easy, monthly instalments.
Chef’s Public Liability Insurance
Working as a chef comes with its own unique set of challenges, but after a long day spent running your business, the last thing you want to have to consider is insurance. But, worse still, is that once you sit down and start searching around, the sheer volume of insurance terminology there is to take in can quickly leave you overwhelmed and thoroughly confused. Never fear though – there’s only really one insurance term you need to wrap your head around, and that’s public liability insurance. Public liability insurance, in its simplest form, acts as the backbone to your chef’s insurance policy, covering accidents and mishaps that result in injury to third parties or damage to their property. It provides cover for both clients and members of the public, which means it covers a wide variety of incidents that could occur. It’s definitely the insurance cover you want at your back if things do take a turn for the worst.
Despite all your training as a Chef, accidents can, and do, happen. When disaster strikes, you need good quality chef insurance to protect you and your business. See the examples below of where we can come to the rescue:
You’re cooking up a storm at a wedding reception and you’ve taken some of your employees with you to lend a hand. But as one of your employees is emptying out a pan of boiling water, the pan slips and it ends up going all over them, scalding them quite badly. They decided to seek compensation from you. This is the sort of situation where you’ll be glad of your employer’s liability insurance – your insurer will cover the costs of the compensation for you, so you can focus on the task at hand.
You’re working as the chef at a function, but during the course of the function, some of the guests start being violently sick. It’s found that the cause is likely food poisoning and the affected guests choose to claim compensation against you. Your public liability insurance will save your bacon here – it’ll cover the costs of the compensation for you, so you don’t end up paying for it from your own pocket.