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Chauffeurs Insurance

Public liability insurance for a chauffeur, for less than £54* per year

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Tradesman Saver’s Public Liability Cover For Chauffeurs

Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2million or £5 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

There are many insurance options which would benefit your chauffeurs business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if you trap a client’s fingers in your car door or you drop a client’s expensive laptop you are carrying to the car.

Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Other relevant insurance policies for a chauffeurs business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance. Here at Tradesman Saver we have all the coverage you may need as a chauffeur and you can get your quote online in minutes.

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How our chauffeurs insurance works

1 Apply Online

Complete our simple quote form with basic details about your business

2 Get a quote

Get an instant quote & choose any optional covers you may need

3 You’re insured!

Instantly activate your Tradesman Saver policy and view your certificates online

What is chauffeurs insurance?

Working as a chauffeur can be an incredibly challenging job. Every day you’re entrusted with chauffeuring your client from one engagement to another, all the while trying desperately to stay safe from all the many risks on the road. And while you already have your private hire insurance (motor insurance) and you may be able to stay cautious against all the risks on the roads, you may find its an accident that occurs whilst not behind the wheel to be the most damaging to your business’ livelihood.

Why do you need chauffeurs insurance?

Here at Tradesman Saver, those are the kind of accidents we can help protect against. Our chauffeur’s insurance is designed to cover against all the other risks your motor insurance may not – like a passerby tripping over suitcases as you’re loading them into your vehicle, and then making a claim against you. All you have to do is customise your policy with our online quote form to get the protection you need, when you need it most.

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Chosen by over 5000 businesses and counting *

  • Online & Anywhere

    Online & Anywhere

    We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

  • Monthly Instalments

    Monthly Instalments

    Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

  • Instant Cover

    Instant Cover

    No need to wait for your documents. Our tradesman cover starts from the date you select.

  • Added protection

    Added Protection

    Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/01/2024

A Little Extra Protection For When The Worst Happens

Chauffeur work can be challenging at times. Although it’s not the riskiest of occupations, that unfortunately doesn’t mean that you’re immune to accidents happening. In fact, it’s worth remembering that even the smallest of accidents can lead to the biggest claims, so it pays to have the right insurance to protect you against what life throws your way. To better understand how your policy could protect you, take a look below at some of the situations where insurance really could help you out of a jam:


An unenjoyable trip

You’re driving a client to the airport, but unfortunately, while you’re loading their suitcases into the vehicle, a passerby trips over one of the cases still on the pavement. They injure themselves and choose to seek compensation from you for their injury. Your public liability insurance is your safeguard here – it’ll cover the costs of the claim, so you can keep focusing on doing what you do best.

An unfortunate breakage

You’re unloading a client’s bags from your vehicle, but as you’re unloading their laptop bag, it slips out of your hands and falls on the floor, cracking the laptop screen inside it. Your client decides to claim compensation for the damage to their property. Your public liability insurance can really help here – through it, your insurer will cover the costs of the damage for you, so you don’t need to worry.

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*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax but excludes our admin charge. 13% of new customers paid less than £54 between 1st January 2024 and 30th January 2024. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2024 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check our financial services registration status on the Financial Services register.
Registered in England No 1842617. Registered Office – Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB. All rights reserved.
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