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Chauffeurs Insurance

Public liability insurance for a chauffeur, for less than £55 per year

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Excellent 4.7 out of 5

Tradesman Saver’s Public Liability Cover For Chauffeurs


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2million or £5 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

There are many insurance options which would benefit your chauffeurs business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if you trap a client’s fingers in your car door or you drop a client’s expensive laptop you are carrying to the car.

Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Other relevant insurance policies for a chauffeurs business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance. Here at Tradesman Saver we have all the coverage you may need as a chauffeur and you can get your quote online in minutes.

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Why choose Tradesman Saver chauffeurs insurance?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

All insurance policies provided by Standard & Poor’s A rated insurers

Defaqto 5 Star rated

Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our chauffeurs insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get quotes

Compare quotes from our panel of insurers & chose any optional covers you may need.

3 You’re insured!

Choose the quote that’s right for you, activate your policy and view your certificates online.

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What is chauffeurs insurance?

Working as a chauffeur can be an incredibly challenging job. Every day you’re entrusted with chauffeuring your client from one engagement to another, all the while trying desperately to stay safe from all the many risks on the road. And while you already have your private hire insurance (motor insurance) and you may be able to stay cautious against all the risks on the roads, you may find its an accident that occurs whilst not behind the wheel to be the most damaging to your business’ livelihood.

What does chauffeurs insurance cover?

Chauffeur’s insurance is different to the commercial vehicle insurance you should already have. This specialist insurance is designed to protect you, your passengers and the general public for when you’re not behind the wheel. That means if you accidentally cause any property damage or personal injury when not operating your vehicle, you’re fully protected with professional business insurance for chauffeurs.

Why do you need chauffeurs insurance?

Here at Tradesman Saver, those are the kind of accidents we can help protect against. Our chauffeur’s insurance is designed to cover against all the other risks your motor insurance may not – like a passerby tripping over suitcases as you’re loading them into your vehicle, and then making a claim against you. All you have to do is customise your policy with our online quote form to get the protection you need, when you need it most.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

A Little Extra Protection For When The Worst Happens

Chauffeur work can be challenging at times. Although it’s not the riskiest of occupations, that unfortunately doesn’t mean that you’re immune to accidents happening. In fact, it’s worth remembering that even the smallest of accidents can lead to the biggest claims, so it pays to have the right insurance to protect you against what life throws your way. To better understand how your policy could protect you, take a look below at some of the situations where insurance really could help you out of a jam:

An unenjoyable trip

You’re driving a client to the airport, but unfortunately, while you’re loading their suitcases into the vehicle, a passerby trips over one of the cases still on the pavement. They injure themselves and choose to seek compensation from you for their injury. Your public liability insurance is your safeguard here – it’ll cover the costs of the claim, so you can keep focusing on doing what you do best.

An unfortunate breakage

You’re unloading a client’s bags from your vehicle, but as you’re unloading their laptop bag, it slips out of your hands and falls on the floor, cracking the laptop screen inside it. Your client decides to claim compensation for the damage to their property. Your public liability insurance can really help here – through it, your insurer will cover the costs of the damage for you, so you don’t need to worry.

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