Although working as a cavity wall insulation installer comes with very few risks, there are still certain dangers to be aware of. For example, you might leave your tool box in an awkward place, causing a customer to trip over it. Or you could accidentally damage somebody’s wall while installing the insulation. These kinds of mistakes can result in you being sued and a hefty compensation claim at your door.
Why public liability insurance is critical
Luckily, public liability insurance covers you in such situations, ensuring you’re not the one who pays out for these claims, with your insurance provider doing so.
You can purchase this as part of Tradesman Saver’s automatic package, which also includes covers like financial loss, legal expenses, and more.
Why you need other covers as well
It’s also important to buy cover for you and anyone you employ. Despite being one of the safer tradesman jobs, life as a cavity wall installer still comes with certain risks, such as falling from height, slips and trips, and electrical hazards. As a result, obtaining insurance like employer’s liability and personal accident cover is vital. Employer’s liability insurance will cover the costs of being sued by an employee who’s hurt on the job, while personal accident insurance will help your business cope financially if somebody is unable to work because of an injury. Meanwhile, other crucial covers include tool insurance, which allows you to quickly replace lost, stolen or damaged equipment, and professional indemnity insurance, which protects your company against claims for any mistakes made.
Here at Tradesman Saver, we are on hand to advise which coverage you may require as a cavity wall insulation installer. Start a quick quote with us today and receive a tailor-made insurance package that suits you down to a T.
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Learn about Public Liability
