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Carpet Fitters Insurance

Public liability insurance for a carpet fitter, starting at less than £59* per year

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Tradesman Saver’s Public Liability Cover For Carpet Fitters


Our standard cover is:

  • Up to £5 million cover for public and products liability
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

There are many insurance options which would benefit your carpet fitters business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.

Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Other relevant insurance policies for a carpet fitters business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance. Here at Tradesman Saver we have all the coverage you may need as a carpet fitter and you can get your quote online in minutes.

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What’s included with our Automatic Cover

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How our carpet fitters insurance works

1 Apply Online

Complete our simple quote form with basic details about your business

2 Get a Quote

Get an instant quote & choose any optional covers you may need

3 You’re insured!

Instantly activate your Tradesman Saver policy and view your certificates online

What is carpet fitters insurance?

As a carpet fitter, you know your job can be incredibly demanding. Every new job you go on brings new challenges, and with new challenges come increased risks. That’s why it’s so vital to your business’ success to ensure you have the right insurance in place to protect you if something should go wrong. But there’s no point in getting a generic business insurance policy – you need a policy that reflects the risks you face and safeguards you against them.

Why do you need carpet fitters insurance?

Here at Tradesman Saver, we don’t believe in generic business insurance policies either. We recognise that every single trade is unique and that each business needs a policy catered to their specific requirements. We’ve designed our insurance policy for carpet fitters through working with other businesses within the industry, helping us build the ideal policy for those working in this trade. Just select the relevant covers you need on our online quote form and get the right insurance policy to match your needs.

Chosen by over 5000 businesses and counting *

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the moment you purchase.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as at 31/03/2022
£50 from
me to you.

When a friend you refer takes out a new policy, we’ll give £25 to them, and £25 to you.

Refer a friend

Don’t Allow An Accident To Ruin Your Business

Unfortunately, no matter how careful you are, accidents have a way of finding you. Although you can hope that you’ll never be put in a situation where you’ll be faced with a compensation claim, it can happen to anyone. Here are just a few examples of the kinds of claims you might be faced with in your profession, and how insurance could help you out of a jam:

 

Shattered & in pieces

You’re on a job, fitting a carpet in a client’s property. As you’re moving the carpet to the room upstairs where your client wants it fitted, you accidentally knock over an expensive family photo frame. Your client then decides to seek compensation from you for the damages. Your public liability insurance will look after you here – it will cover the costs of the damage for you, ensuring your business doesn’t have to take a financial hit because of an accident.

Thieves!

You’re loading your van with your tools after finishing a job. You leave the van for a short period of time to go and pick up your payment from the client, but when you return, you find your van has been broken into and your tools have been stolen. This is where your tools & equipment insurance can come in handy – your insurer will cover the costs of replacing the tools that have been stolen, meaning your business doesn’t have to suffer because of someone else’s greed.

*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax but excludes our admin charge. 19% of new customers paid less than £59 between 1st January 2021 and 28th February 2021. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2022 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register.
Registered in England No 1842617. Registered Office – Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB. All rights reserved.
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