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Woodturners Insurance

Insurance for woodturners, starting less than £55 per year

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Excellent 4.7 out of 5

Woodturners Insurance


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

Woodturning combines artistry with craftsmanship, transforming raw timber into beautiful bowls, spindles, furniture components and decorative pieces. Whether you’re creating bespoke items in your workshop or demonstrating your craft at shows and exhibitions, your skills deserve the protection of comprehensive insurance designed specifically for woodturners.

At Carpenter Saver, we understand the unique challenges woodturners face. From operating high-speed lathes to working with unpredictable timber, from hosting workshop demonstrations to selling at craft fairs, your trade demands specialised insurance coverage that truly understands your needs.

Our policies have been carefully designed by insurance experts who work exclusively with tradespeople, ensuring you get precisely the protection you need without paying for coverage that doesn’t apply to your work.

Why choose Carpenter Saver woodturners insurance?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

All insurance policies provided by Standard & Poor’s A rated insurers

Defaqto 5 Star rated

Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our woodturners insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get quotes

Compare quotes from our panel of insurers & chose any optional covers you may need.

3 You’re insured!

Choose the quote that’s right for you, activate your policy and view your certificates online.

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What does woodturners insurance include?

Our comprehensive woodturners insurance policy provides multiple layers of protection tailored specifically for your trade:

  • Public Liability Insurance – This cornerstone coverage protects you if your work causes injury to others or damages their property. With cover starting from £1 million (upgradeable to £2 million or £5 million), you’re protected against compensation claims and legal costs.
  • Products Liability Cover – Essential protection that covers you if any pieces you’ve created and sold cause damage or injury after purchase. This could include anything from a bowl developing cracks to decorative pieces causing injury.
  • Financial Loss Protection – Included as standard with £10,000 cover (upgradeable to £50,000), this protects you if your work results in financial losses for your clients, such as delayed projects due to incorrect specifications.
  • Legal Expenses Cover – Provides expert legal support and covers costs for various disputes, including contract disagreements, intellectual property issues, and employment matters.
  • Worldwide Liability Cover – Automatically included for temporary work abroad lasting up to 14 days (excluding the USA and Canada), perfect for international craft fairs or exhibitions.

Why do woodturners need specialist insurance?

Operating a lathe at several thousand RPM while shaping solid wood creates inherent dangers that generic business insurance simply doesn’t adequately address. Even experienced turners face risks from wood that splits unexpectedly, tools that catch, or pieces that fly off the lathe. Beyond personal safety, there’s the risk of damage to client property, injury to workshop visitors, or issues with finished products after sale.

Furthermore, many galleries, retail outlets, and craft fair organisers now require proof of adequate insurance before they’ll work with you. Without proper coverage, you’re not just risking financial disaster from potential claims – you’re actively limiting your business opportunities. Our specialist woodturners insurance ensures you can confidently pursue any opportunity, knowing you’re fully protected.

What optional covers should woodturners consider?

Beyond our automatic covers, several optional protections can significantly benefit your woodturning business:

  • Tools and Equipment Insurance – Specialist woodturning equipment represents a significant investment. Quality lathes, turning tools, sharpening systems, and dust extraction units can cost thousands. This cover protects against theft, damage, and breakdown.
  • Employers’ Liability Insurance – Legally required if you employ anyone (including apprentices or casual workers), this provides £10 million of cover for claims from employees who suffer injury or illness due to their work.
  • Professional Indemnity Insurance – Increasingly important if you provide design services, teaching, or consultancy alongside making pieces. This covers claims arising from professional advice or services.
  • Business Contents Insurance – Protects timber stock, finished pieces, and general workshop contents against fire, flood, theft, and other perils.
  • Personal Accident Cover – Provides financial support if you’re injured and unable to work, helping maintain your income during recovery periods.

How much does woodturners insurance cost?

Insurance costs vary based on several factors, but our policies start from just £55 per year for sole traders. The final premium depends on your business size, turnover, whether you employ anyone, claims history, and the specific covers you require. Those who teach woodturning or run workshops typically pay slightly more due to increased public interaction.

To give you complete transparency, we provide instant online quotes that clearly show all costs upfront. There are no hidden fees or surprise charges. Just straightforward, affordable protection for your woodturning business.

Get Your Woodturners Insurance Quote Today

Ready to protect your woodturning business with comprehensive insurance coverage? Get a quote today. It’s quick and simple – our online form takes just minutes to complete, and you’ll receive an instant quote tailored to your specific needs. With over 40 years’ experience insuring skilled craftspeople, we understand the unique requirements of woodturners and can help you build the perfect policy for your business.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Woodturners Insurance FAQs

Yes, even occasional selling carries risks. Craft fair organisers often require public liability insurance as a condition of trading. More importantly, one claim from an injured customer or damaged property could devastate a small woodturning business. Our policies are affordably priced to protect hobbyists and part-time turners, not just full-time professionals.

Public liability insurance covers incidents that happen whilst you’re working or when people visit your workshop. For example, if someone trips over your equipment or you accidentally damage their property. Products liability specifically covers claims relating to items you’ve made and sold, protecting you if a turned piece causes injury or damage after purchase. Both are essential for woodturners, which is why we include them as standard in our policies.

Our public liability insurance covers you wherever you work, including home workshops. However, you should check your home insurance policy as business activities might affect your cover. For comprehensive protection of workshop contents and equipment, consider adding our business contents and tools insurance options to your policy.

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