Insurance for wood carvers, starting less than £55 per year
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Wood carving is an ancient craft that demands exceptional skill, patience, and precision. Whether creating bespoke furniture pieces, decorative sculptures, or undertaking delicate restoration work on heritage properties, your craftsmanship brings beauty and lasting value to homes and businesses across the UK.
At Carpenter Saver, we understand that wood carvers face unique challenges in their daily work. From handling razor-sharp chisels and gouges to working with expensive materials and irreplaceable antiques, your trade requires specialised insurance coverage that truly comprehends the intricacies of your craft.
Our policies have been specifically designed by insurance experts who work exclusively with skilled tradespeople, ensuring you receive precisely the protection you need without paying for unnecessary coverage that doesn’t apply to your artisanal work.
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Trusted for over 40 years We’ve been providing insurance to businesses since 1984
Financial Strength All insurance policies provided by Standard & Poor’s A rated insurers
Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Complete our simple quote form with basic details about your business.
Compare quotes from our panel of insurers & chose any optional covers you may need.
Choose the quote that’s right for you, activate your policy and view your certificates online.
Our comprehensive wood carvers insurance policy provides multiple layers of protection tailored specifically for your craft:
Wood carving presents unique risks that generic business insurance doesn’t adequately address. Consider the hazards you face: working with extremely sharp hand tools and power equipment, handling valuable timber and antique pieces, creating load-bearing decorative elements, and frequently working in clients’ homes or historic buildings where damage could be catastrophic.
Each of these scenarios requires specific coverage that understands the nuances of wood carving. For instance, if your chisel slips whilst carving a decorative panel in a listed building and damages an original Victorian feature, or if a customer trips over your toolbox whilst visiting your workshop, you need insurance that comprehends these craft-specific risks.
Furthermore, many galleries, exhibitions, and commercial clients now require proof of adequate insurance before they will display or commission your work. Without proper coverage, you’re not just risking financial disaster but actively limiting your artistic and business opportunities.
Insurance costs vary based on several factors, but our policies start from just £54* per year for sole traders. The final premium depends on your workshop location, annual turnover, types of work undertaken, claims history, and the specific covers you require. Wood carvers working primarily in their own workshops typically pay less than those working on-site at clients’ properties.
We provide instant online quotes showing all costs upfront to give you complete transparency. There are no hidden fees or surprise charges – just straightforward, affordable protection for your wood carving business.
Ready to protect your wood carving business with comprehensive insurance coverage? Get a quote today. It’s quick and simple – our online form takes just minutes to complete, and you’ll receive an instant quote tailored to your specific needs. With decades of experience insuring skilled craftspeople, we understand the unique requirements of wood carvers and can help you build the perfect policy for your business.
* Total number of live policies as of 31/10/2025
Yes, you absolutely need insurance when selling at craft fairs. Most reputable craft fairs and markets require vendors to have public liability insurance as a condition of trading. Even if it’s not mandatory, the risks remain significant – if your work injures someone or you accidentally damage the venue, you could face substantial claims. Our policies cover you whether you’re working in your workshop, at clients’ properties, or selling at events and exhibitions.
Tools insurance specifically covers the implements you use for carving – your chisels, gouges, mallets, saws, and power tools. It typically includes cover when these items are in transit or temporarily away from your premises. Business contents insurance covers everything else in your workshop including finished pieces, work in progress, raw materials, display items, and office equipment. Many wood carvers benefit from both types of coverage to ensure comprehensive protection.
Yes, our standard public liability insurance covers you for restoration work, including work on listed buildings and heritage properties. However, given the higher values and specialised nature of heritage work, you might want to consider increasing your liability limit beyond the standard £1 million. You should also consider professional indemnity insurance if you provide restoration advice or historical consultation, as errors in this area could lead to significant financial loss claims.
From only£55per year 
From only£55per year 
From only£55per year 
From only£55per year 
From only£55per year 
