Set Builders Insurance

Set Builders Insurance Cover

Our standard cover is:

• £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
• £10,000 cover for any financial loss (£50K cover optional)
• Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

Working as a carpenter in the world of film, television and theatre production brings unique challenges and risks. Whether you’re constructing elaborate period backdrops for a historical drama or building futuristic sets for the latest sci-fi blockbuster, you need insurance that understands the specific demands of your craft.

At Carpenter Saver, we specialise in protecting entertainment industry professionals. We understand that set building combines traditional carpentry skills with creative problem-solving, often under tight deadlines and in challenging environments.

Your work spans from television studios to heritage locations, from theatre workshops to outdoor film sets – each presenting its own unique risks. Our policies have been specifically designed for set builders and scenic carpenters, ensuring you get the exact protection you need for the entertainment industry without paying for irrelevant coverage.

What does set builders insurance include?

Our comprehensive set builders insurance policy provides multiple layers of protection tailored specifically for entertainment industry work:

• Public Liability Insurance – Essential protection starting from £1 million (upgradeable to £2 million or £5 million) covering you if your work causes injury to cast, crew, or public, or damages property including expensive filming equipment.
• Products Liability Cover – Protects you if sets or scenic elements you’ve built cause damage or injury after completion, whether during filming or theatrical performances.
• Financial Loss Protection – £10,000 cover included as standard (upgradeable to £50,000), crucial for production delays caused by your work where daily costs can reach tens of thousands.
• Legal Expenses Cover – Up to £250,000 coverage for legal support in contract disputes, copyright issues, and other entertainment industry-specific legal matters.
• Worldwide Liability Cover – Automatically covers temporary work abroad for up to 14 days (excluding USA and Canada), perfect for location shoots and international productions.

What optional covers should set builders consider?

Beyond our automatic covers, several optional protections are particularly valuable for set builders:

• Tools and Equipment Insurance – Protects your specialised scenic construction tools and equipment against theft or damage, whether in studios, on location, or in transit.
• Contract Works Insurance – Covers sets under construction, protecting your materials and work in progress—essential given the high value and unique nature of many set builds.
• Professional Indemnity Insurance – Increasingly important as set builders often provide design input and technical advice. Covers you if your recommendations lead to production problems or financial losses.
• Employers Liability Insurance – Legally required if you employ assistants or crew, providing £10 million cover for employee injury claims—crucial given the physical nature of set construction.
• Personal Accident Cover – Provides income if you’re injured and unable to work, helping maintain financial stability during recovery periods between productions.