Insurance for fence and gate installers, starting less than £55 per year
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Installing fences and gates involves working with heavy materials, power tools, and often digging near utility lines – all while working on your customers’ properties. These everyday tasks carry significant risks that could threaten your business’s financial stability.
At Carpenter Saver, we understand the unique challenges fence and gate installers face daily. From handling heavy posts and panels to operating machinery near buried services, from installing automated systems to ensuring structural integrity in all weather conditions, your trade demands specialised insurance coverage that truly understands your needs.
Our policies have been carefully designed by insurance experts who work exclusively with tradespeople. This ensures you get precisely the protection you need without paying for coverage that doesn’t apply to your work.
Save on your insurance Customers are always telling us how much they saved by switching
Trusted for over 40 years We’ve been providing insurance to businesses since 1984
Financial Strength All insurance policies provided by Standard & Poor’s A rated insurers
Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Complete our simple quote form with basic details about your business.
Compare quotes from our panel of insurers & chose any optional covers you may need.
Choose the quote that’s right for you, activate your policy and view your certificates online.
Our comprehensive fence and gate installers insurance policy provides multiple layers of protection tailored specifically for your trade:
The fence and gate installation trade presents unique risks that generic business insurance simply doesn’t address adequately. Consider the variety of hazards you face: working with post hole diggers near underground utilities, handling heavy concrete posts and metal panels, operating welding equipment for metal gates, and installing automated systems that could malfunction. Each of these scenarios requires specific coverage that understands the nuances of your work.
Furthermore, many commercial clients, property developers, and main contractors now require proof of adequate insurance before they’ll even consider your tender. Without proper coverage, you’re risking financial disaster and actively limiting your business opportunities. Our specialist fence and gate installers insurance ensures you can confidently take on any job, knowing you’re fully protected.
Insurance costs vary based on several factors, but our policies start from just £55 per year for sole traders. The final premium depends on your business size, turnover, number of employees, claims history, and the specific covers you require. Limited companies typically pay slightly more than sole traders, whilst businesses with employees will need to factor in employers’ liability costs.
To give you complete transparency, we provide instant online quotes that clearly show all costs upfront. There are no hidden fees or surprise charges – just straightforward, affordable protection for your fence and gate installation business.
Ready to protect your fencing business with comprehensive insurance coverage? Get a quote today. It’s quick and simple – our online form takes just minutes to complete, and you’ll receive an instant quote tailored to your specific needs. With decades of experience insuring skilled tradespeople, we understand the unique requirements of fence and gate installers and can help you build the perfect policy for your business.
* Total number of live policies as of 31/10/2025
Public liability covers you for accidents that happen whilst you’re working – for example, if someone trips over your tools or you damage property during installation. Products liability protects you after the job is complete – if a gate you installed fails and injures someone months later, products liability covers the claim. Both are included in our automatic cover because fence and gate installers need protection during and after their work.
Yes, even small residential jobs carry significant risks. Striking an underground utility, a gate falling during installation, or accidental damage to a customer’s property can result in expensive claims regardless of job size. Many customers now expect tradespeople to have insurance before allowing them to work on their property, so having cover also helps you win more business.
While you can add employers’ liability to your policy when you hire staff, it’s legally required from the moment you become an employer. We recommend adding it as soon as you’re considering hiring, even if it’s just temporary or casual workers. The peace of mind and legal compliance are worth the additional cost, and it shows professionalism to potential employees.
From only£55per year 
From only£55per year 
From only£55per year 
From only£55per year 
From only£55per year 
