Insurance for cabinetry makers and millworkers, starting less than £55 per year
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The precision nature of millwork and cabinetry means that even minor errors can have significant financial consequences. Imagine installing custom-built wardrobes in a luxury home and accidentally damaging the newly plastered walls whilst manoeuvring large panels into position. Without proper insurance, you’d be personally liable for the repair costs, which could cost thousands of pounds. Public liability insurance ensures that such accidents don’t devastate your business finances.
Furthermore, cabinetry and millwork professionals often work with contracts worth tens of thousands of pounds. If a client claims that your work doesn’t meet specifications or causes damage to their property, you could face costly legal proceedings. Our comprehensive cover protects you from these scenarios, allowing you to focus on delivering exceptional craftsmanship rather than worrying about potential liabilities.
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Trusted for over 40 years We’ve been providing insurance to businesses since 1984
Financial Strength All insurance policies provided by Standard & Poor’s A rated insurers
Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Complete our simple quote form with basic details about your business.
Compare quotes from our panel of insurers & chose any optional covers you may need.
Choose the quote that’s right for you, activate your policy and view your certificates online.
Unlike generic tradesperson insurance, we understand the specific requirements of cabinetry and millwork businesses. We know you need higher limits for tools and equipment cover because CNC machines and specialist saws represent significant investments. We recognise that contract works insurance must account for the high value of materials you’re working with, from exotic hardwoods to custom veneers.
Our policies are designed with flexibility, allowing you to adjust cover levels as your business grows. Starting as a sole trader making bespoke furniture? Our basic package provides essential protection. Expanding to employ apprentices and take on larger commercial contracts? Simply add employers liability and increase your public liability limits online.
The direct-to-customer approach means we don’t pay commission to comparison sites, passing these savings directly to you. This allows us to offer comprehensive millwork and cabinetry insurance from just £55* per year for sole traders.
Ready to protect your cabinetry and millwork business with comprehensive insurance coverage? Get a quote today. It’s quick and simple – our online form takes just minutes to complete, and you’ll receive an instant quote tailored to your specific needs. With decades of experience insuring skilled tradespeople, we understand the unique requirements of your trade and can help you build the perfect policy for your business.
* Total number of live policies as of 31/10/2025
Whilst standard carpentry insurance provides basic protection, cabinetry and millwork insurance recognises the higher values involved in your work. You often handle materials worth thousands of pounds and work in premium environments where damage claims could be substantial.
Our specialist cover offers appropriate limits for tools and equipment, including expensive machinery like CNC routers and panel saws. We also understand that millwork professionals often provide design services, making professional indemnity insurance a valuable addition to your policy.
Yes, workshop-based cabinet makers still face significant risks that insurance protects against. Clients visiting your workshop could suffer injuries, requiring public liability cover. If you employ anyone, even casually, employers liability insurance is a legal requirement. Your workshop likely contains valuable machinery, tools, and materials that represent substantial investments—our business contents and tools cover protect these assets.
Additionally, products liability insurance covers you after items leave your workshop, protecting against claims if your cabinetry fails or causes damage once installed.
The level of cover depends on several factors, including your annual turnover, the value of contracts you undertake, and whether you employ staff. Most cabinetry and millwork professionals find £2 million public liability adequate, though some commercial contracts specify £5 million minimum.
Tools and equipment cover should reflect the replacement value of your machinery – don’t underestimate this, as specialist millwork equipment is expensive to replace. We recommend discussing your specific circumstances when getting a quote to ensure appropriate protection.
From only£55per year 
From only£55per year 
From only£55per year 
From only£55per year 
From only£55per year 
