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Cabinet Makers Insurance

Insurance for cabinet makers and installers, starting less than £55 per year

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Excellent 4.7 out of 5

Cabinet Makers Insurance Cover


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

Cabinet making combines traditional craftsmanship with modern precision, creating bespoke furniture that transforms homes and businesses across the UK. Whether you’re crafting fitted wardrobes, designing kitchen cabinets, or building custom storage solutions, your business faces unique risks that require specialist insurance protection. At Carpenter Saver, we’ve developed comprehensive cabinet makers insurance that understands the intricacies of your trade.

Cabinet making requires precision, skill, and the right tools. Working with expensive materials like solid wood, veneers, and specialist hardware means that even minor mistakes can prove costly.

Why choose Carpenter Saver cabinet makers insurance?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

All insurance policies provided by Standard & Poor’s A rated insurers

Defaqto 5 Star rated

Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our cabinet makers insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get quotes

Compare quotes from our panel of insurers & chose any optional covers you may need.

3 You’re insured!

Choose the quote that’s right for you, activate your policy and view your certificates online.

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Why is insurance essential for cabinet makers?

The cabinet-making trade presents unique challenges that make comprehensive insurance coverage vital. You’re often working in clients’ homes or businesses, handling expensive materials, and using potentially dangerous machinery. Consider these real-world scenarios where insurance proves invaluable:

During the installation of bespoke kitchen cabinets, your drill accidentally penetrates a water pipe hidden behind the wall, causing extensive flooding damage to your client’s newly renovated kitchen. Without public liability insurance, you’d be personally responsible for thousands of pounds in repair costs and potential compensation claims.

Product liability becomes crucial when considering the long-term implications of your work. If a wall-mounted cabinet you installed falls due to a fixing failure months after installation, causing injury or damage, you could face substantial compensation claims. Our products liability cover ensures you’re protected long after the job is complete.

What optional covers should cabinet makers consider?

Beyond our automatic covers, several optional insurance additions can provide comprehensive protection for your cabinet-making business:

  • Tools and Equipment Insurance – Your tools are your livelihood. From precision routers and planers to specialist measuring equipment, replacing stolen or damaged tools can cost thousands. This cover protects your investment in quality equipment.
  • Employers’ Liability (£10 million cover) – If you employ apprentices, assistants, or other staff, this insurance is a legal requirement. It protects you if an employee suffers injury or illness due to their work.
  • Professional Indemnity Insurance – Particularly important if you provide design services alongside manufacturing. This covers you if errors in your designs or advice lead to financial losses for clients.
  • Contract Works Insurance – Protects materials and work in progress at your workshop or on-site. If expensive timber or partially completed cabinets are damaged by fire, theft, or other perils, this cover ensures you’re not left out of pocket.
  • Business Contents Insurance – Covers your workshop contents, including machinery, stock materials, and office equipment, against theft, fire, and other risks.

Cabinet makers often work with high-value materials and create pieces worth thousands of pounds. Having the right optional covers ensures that every aspect of your business operations is protected, from initial design through to final installation.

Get Your Cabinet Makers Insurance Quote Today

Ready to protect your cabinet-making business with comprehensive insurance coverage? Get a quote today. It’s quick and simple – our online form takes just minutes to complete, and you’ll receive an instant quote tailored to your specific needs. With decades of experience insuring skilled tradespeople, we understand the unique requirements of cabinet makers and can help you build the perfect policy for your business.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Cabinet Makers Insurance FAQs

Cabinet makers insurance is specifically tailored to the unique risks of creating and installing bespoke furniture. Unlike general carpentry, cabinet making often involves working with more expensive materials, creating higher-value items, and spending extended periods in clients’ properties during fitting.

Our policies reflect these differences, ensuring you have appropriate coverage levels for the specific challenges of cabinet making, including protection for expensive hardwoods, specialist tools, and the extended liability that comes with creating permanent fixtures in homes and businesses.

Yes, our policies can be adapted to cover home-based cabinet-making businesses. However, it’s important to inform us about your working arrangements. If you have a workshop at home, you’ll need to ensure your business contents and equipment are properly covered.

Insurance costs for cabinet makers start from £54* per year for basic public liability coverage. However, your actual premium depends on several factors, including your annual turnover, whether you employ staff, your claims history, and the types of projects you undertake.

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