Builder's public liability insurance from £53* with FREE legal expenses cover*Based on £1,000,000 public liability & £250,000 legal expenses cover for a sole trader
Build Your Business’ Security
Working as a builder is tough. When you spend all day building other people’s dreams, it can make you forget about your own – like making your business safe and secure. But this is definitely not a dream worth putting on the back burner, and it’s imperative to consider a comprehensive builders public liability insurance policy, to help you protect your business’ future from any potential accidents.
Here at Tradesman Saver, we understand getting the right public liability insurance in place for your business is one of the most important steps to take to keep your business protected from claims. It’s because of this that we’ve spent the past decade working with businesses like yours to help us make a public liability policy built for builders, by builders. That’s insurance, made simple.
Get Your Legal Expenses Insurance: FREE With Every Policy
Legal expenses is standard
We include legal expenses cover of £250,000 on every policy to give you all-round protection.
24-hour legal helpline
No need to wait until working hours to get help. Get on the phone with our legal experts 24/7.
Online legal services
Find a wealth of legal resources. Download legal document templates at the click of a button.
Tax & VAT investigations
In a crisis with the taxman? Get help with tax & VAT investigations, included as part of your cover.
Builder's Public Liability Insurance - Automatic Covers
Builder's Public Liability Insurance - Optional Covers
Builder's Public Liability Insurance - Other Covers
Online & anywhere
We like to keep things simple. Your quote, purchase & documents are all available online, anytime.
Cover is instant
No need to wait for your documents. You're covered from the moment you purchase.
Products liability cover as standard on every policy. That means more cover, at no added cost.
Cashflow is important to every business. Spread the cost & pay in easy, monthly instalments.
Understanding Public Liability Insurance For Builders
When you’re looking to purchase your builder’s insurance, you’ll hear a lot of different insurance terms thrown around. But the most singularly important of these is liability insurance cover. Public liability insurance is like the foundation of any insurance policy – it covers injury to third parties and damage to their property. This means it protects you from claims made against you by your clients, as well as by members of the public who may have been hurt by your business’ activities. It plays a vital role in any builder’s insurance policy and offers protection from a number of accidents.
It covers situations like:
- Accidental damage to your client’s vehicle through splashing render when you’re applying it to brickwork
- A client tripping over a cable of one of your power tools while you’re working
- Damage to a client’s neighbour’s fence whilst building an extension
- Injury to member of the public caused by tripping over an uncovered trench
Other covers you might want to consider include employer’s liability insurance, which is a legal requirement if you employ staff, as well as tools and equipment cover, and contractor’s all risks insurance which covers ongoing work on a construction site.