smiling house builder on building site

House Builders Insurance

Public liability insurance for a house builder, with coverage starting at less than £58* including:

  • Public Liability
  • Financial Loss
  • Products Liability
  • Legal Expenses
  • Accidental Death
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The trade industry is relentlessly tough – and working as a house builder is no different. Every time you start on a new project, you come face to face with a whole new set of risks to do battle with. With every risk, come the possibility of an accident, so you have to be prepared for whatever it is life throws your way. But there’s no use settling for a generic insurance policy – you need to ensure you have the correct protection for the job you do, which means only a tailored insurance policy for your trade will make the cut.

Why do you need house builders insurance?

Here at Tradesman Saver, we understand how incredibly important it is to get the right cover in place for the work you do. We’ve worked with businesses like yours in the industry for over a decade, honing and crafting an insurance policy designed for house builders, by house builders. All you have to do is customise your unique policy with our online quote form to ensure you get all the cover you need, when you need it most.

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Why Us?

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the moment you purchase.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

There are many insurance options which would benefit your house builders business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.

Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Other relevant insurance policies for a house builders business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance.  Here at Tradesman Saver we have all the coverage you may need as a house builder and you can get your quote online in minutes.

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What’s included with our Automatic Cover

Protection From The Best In The Insurance Business

Building work can be one of the riskiest trades, which is why when you work as a house builder, it’s really important to make sure you have the correct insurance in place, to protect you from any potential accidents you might be faced with. Understanding how your insurance can help you in any number of situations you find yourself in can really help you reap the benefits of your policy, which is why we’ve compiled some examples below, so you know exactly which covers can help with which situation:


The passerby who just wasn’t looking where they were going

You’re working on a construction site, building a new house for a client. You’ve left some building materials outside the site temporarily while you deal with an emergency, but a passerby walking on the pavement is too glued to their phone and falls over the materials, injuring themselves. They decide to seek compensation from you for their injury. In this case, your public liability insurance has your back – it’ll cover the costs of the claim, so you can focus on doing what you do best.

The stolen tools

You’re on a construction site, building a new house for a client. You leave your tools on site one night, but when you return to the site the next morning, you find your tools have been stolen. Tools & equipment can really save your bacon here – through it, your insurer will cover the costs of replacing your missing tools, so you don’t end up paying out for someone else’s greediness.

Our Reviews

4.9 / 5 Based on 1085 Reviews
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Similar Trades We Cover

*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax and our admin charge. 22% of new customers paid less than £58 between 1st January 2019 and 31st August 2019. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2019 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register
Registered in England No 1842617. Registered Office – Seymour House, 223 Wickham Road, Croydon, Surrey CR0 8TG. All rights reserved.
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