building site with ground works and foundations

Ground Workers Insurance

Public liability insurance for a ground worker, at a price you can afford

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“Quick, easy and a fraction of the cost quoted by my previous insurers.” Gary Wilson Read more reviews »

There are many challenges when you work in the trade industry, but there are even more so to contend with when you work as a ground worker. In your line of work, you know that every day brings with it a whole new set of risks you’ll have to do battle with, which means it’s vital to ensure you have the correct insurance in place. None of this generic business insurance rubbish though – you need a policy designed specifically around your trade.

Why do you need ground workers insurance?

At Tradesman Saver, we know how important specialist insurance is in the trade industry. That’s why we’ve used our time in the industry learning from businesses like yours, to create an insurance policy that’s not only made for ground workers but designed by ground workers like yourself too. Tailor your ideal policy with our online quote form and find out what Tradesman Saver can do for you.

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What’s included with our Automatic Cover

There are many insurance options which would benefit your ground workers business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.

Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Other relevant insurance policies for a ground workers business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance.  Here at Tradesman Saver we have all the coverage you may need as a ground worker and you can get your quote online in minutes.

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Why Us?

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the moment you purchase.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Don’t Let Your Business Get Caught Out By An Accident

When you’ve worked so hard to build your ground working business from the ground up, it’s essential that you keep it protected from any accidents that come your way. Here are just a few examples of situations where insurance could help you out of a bind:

 

A construction site disaster

You’re preparing the foundation of a new extension that’s going to be built. Unfortunately, during the duration of the project, the property the extension is being attached onto catches on fire, and it burns all the ongoing construction on the extension. This is where your contractor’s all risks insurance can give you a helping hand – it’ll pay to have the work re-done or repaired, so you can keep things running on schedule, without paying out of your own pocket.

The problem with power tools

You’re working a site with some of your employees, preparing the foundation for a new home to be built. Unfortunately, while you’re hard at work, one of your employees trips over the cable of a power tool and breaks their wrist. They decide to claim compensation against you. Your employer’s liability insurance will pick up the pieces here – it’ll cover the costs of the compensation for you, so you can focus on keeping the project running on time.

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*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax and our admin charge. 22% of new customers paid less than £58 between 1st January 2019 and 31st August 2019. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2019 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register https://register.fca.org.uk/.
Registered in England No 1842617. Registered Office – Seymour House, 223 Wickham Road, Croydon, Surrey CR0 8TG. All rights reserved.
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