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Bricklayers Insurance

Public liability insurance for a brick layer, starting at less than £59* per year

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Tradesman Saver’s Public Liability Cover For Bricklayers


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million or £5 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

There are many insurance options which would benefit your bricklaying business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.

Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Other relevant insurance policies for a bricklayers business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance. Here at Tradesman Saver we have all the coverage you may need as a bricklayer and you can get your quote online in minutes.

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How our bricklayers insurance works

1 Apply Online

Complete our simple quote form with basic details about your business

2 Get a quote

Get an instant quote & choose any optional covers you may need

3 You’re insured!

Instantly activate your Tradesman Saver policy and view your certificates online

What is bricklayers insurance?

Building other people’s dreams is no easy feat, and working as a bricklayer, you know every day brings with it new risks to face. Whether you’re a one-man band or run an entire bricklaying business, you need to know you’re protected in case the worst should happen. A generic policy isn’t going to make the cut.

Why do you need bricklayers insurance?

At Tradesman Saver, we understand how important it is in your trade to have a comprehensive policy that covers all your bases. We’ve worked together with businesses like yours to design an insurance policy that’s tailored to your trade’s unique demands. Start with the basic policy and customise with our online quote for insurance that works as hard as you do.

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Chosen by over 5000 businesses and counting *

  • Online & Anywhere

    Online & Anywhere

    We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

  • Monthly Instalments

    Monthly Instalments

    Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

  • Instant Cover

    Instant Cover

    No need to wait for your documents. Our tradesman cover starts from the date you select.

  • Added protection

    Added Protection

    Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/08/2023

Bricklayer’s Public Liability Insurance

When you’re looking for bricklayer’s insurance, it can become easy to get lost in the vast array of insurance terms out there. There’s so much information to digest, it can quickly become incredibly confusing to work out what you do and don’t need, and what covers are right for your business. The most important of these covers, however, is public liability insurance, and it’s the one you’ll really need when things go wrong. What you need to know about public liability insurance is that it’s kind of like the foundation of your entire bricklayer’s insurance policy. Put simply, it covers injury to third parties and damage to their property, and can cover claims from both clients and members of the public. Some examples of situations it could protect you against include accidental damage to a client’s vehicle and a member of the public tripping over the cable of your power tool.

bricklayer at work building a wall on a building site

When Bricklayers Insurance Saved The Day!

Sometimes, it doesn’t matter how careful you are in your line of work; there are always unforeseen circumstances you just can’t account for. Fortunately, if you have the right cover in place, it can help to minimise some of the impact. Here’s some examples of how our Tradesman Saver insurance could help you in a pinch:

 

Slips, Trips & Broken Fences!

You’re laying the bricks at a client’s property for an extension they’re having made. Unfortunately, as you’re lifting one load of bricks, you accidentally trip over your trowel and the bricks go flying, knocking down a section of their back garden fence. The client then files a compensation claim against you for the damage to their fence. Your public liability insurance can really help here – your insurer will pay out the costs of the damage, so you can continue focusing on the task at hand.

Fire Strikes!

You’re working on a construction site where you’re laying the bricks for a new house. But, later into the project, the electrician doing the wiring makes a mistake and the whole house catches fire, ruining your months of hard work. Your contractor’s all risks insurance is a great help in this situation – it’ll pay to have the work repaired or re-done, so you won’t have to pay the costs from your own pocket.

*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax but excludes our admin charge. 17% of new customers paid less than £59 between 1st January 2023 and 31st January 2023. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2023 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check our financial services registration status on the Financial Services register.
Registered in England No 1842617. Registered Office – Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB. All rights reserved.
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