Builders Insurance

Specific, no-fuss builder's insurance that won’t let you down in a pinch

Builder's insurance from £53* with FREE legal expenses cover

*Based on £1,000,000 public liability & £250,000 legal expenses cover for a sole trader

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4.9 / 5 Based on 453 Reviews
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Insurance You Can Depend On

Working as a builder can be pretty taxing at times. Whether you’re a sole trader or run a band of builders, work as a labourer on-site or own a whole construction business, your job can be pretty stressful at times. On top of balancing invoices, ordering in supplies and managing your accounts, you sometimes have to contend with the unfortunate reality of an accident. A compensation claim really is the last thing you want to deal with when you kick off your shoes at the end of a long day and sit down to a cup of tea.

Fortunately, this is where we can lend a hand. Here at Tradesman Saver, we’ve been helping builders, like yourself, find the right insurance to protect their business. Our elite package of covers contains everything you could possibly need, including public liability insurance and even free legal expenses insurance, to ensure that no matter what happens, your business is protected. Build your unique quote with our online quote form and get insurance that works as hard as you do.

Builders Insurance - Automatic Covers

Public Liability
Financial Loss
Products Liability
Legal Expenses

Builders Insurance - Optional Covers

Employers Liability
Tools / Equipment
Contractors All Risks
Business Contents
Professional Indemnity

Builders Insurance - Other Covers

Personal Accident

Public Liability Insurance For Builders

When you’re on the hunt for builder’s insurance, the first thing you’re likely to consider is public liability insurance. But what does it mean, and what does public liability insurance actually do for you in your trade?

Think of public liability insurance like the bread and butter of your insurance sandwich. Simply put, it covers claims made against you by third parties or their property for any injury or damage caused as a result of your business activities. This makes it a fundamental cover for any builder.

It covers incidents such as:

  • Damage to a client’s vehicle as the result of scratching it when transporting supplies
  • A client tripping over the cable of your power tool
  • Damage to a client’s neighbour’s fence when putting up an extension
  • A member of the public tripping over your supplies on a public footpath

There are also other forms of liability insurance worth considering too. For instance, employer’s liability insurance is a legal requirement if you employ anyone. Products liability insurance protects you from claims arising out of a product you’ve sold or supplied. And professional indemnity insurance covers you for claims of professional negligence. All of these are useful considerations when choosing to take out your own public liability insurance.

Online & anywhere

We like to keep things simple. Your quote, purchase & documents are all available online, anytime.

Cover is instant

No need to wait for your documents. You're covered from the moment you purchase.

Added protection

Products liability cover as standard on every policy. That means more cover, at no added cost.

Monthly instalments

Cashflow is important to every business. Spread the cost & pay in easy, monthly instalments.

It Shouldn’t Happen To A Builder

Here are some examples of claims:

A fall from grace

You’re working on a site and your employee is up on a ladder. The ladder is faulty and breaks while they’re on it, causing considerable injury to the employee involved, and they choose to claim compensation from you. In this case, your employer’s liability insurance is your saviour – it will pay off the costs of the compensation, which will keep your work on site running on schedule.

The problem with render

You’re building an extension and you’re applying render to the brickwork, when you accidentally splash some on your customer’s car. They are furious and choose to seek compensation from you for the damage. Your public liability insurance can really help here – it will pay the costs of repairing the damage, so you can focus on the task at hand.

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Our Reviews

4.9 / 5 Based on 453 Reviews
Read all reviews »

Easy to sort my insurance and at the right price

13 hours ago

Great to be able to change options easily. much to much to read, it would be helpful to have a plain English... Read more »

on Jul 19th

Quick and Easy to get your insurance at a reasonable price too.

on Jul 18th
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