Public liability insurance for a brick layer, starting at less than £55 per year
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There are many insurance options which would benefit your bricklaying business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.
Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.
Other relevant insurance policies for a bricklayers business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance. Here at Tradesman Saver we have all the coverage you may need as a bricklayer and you can get your quote online in minutes.
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Building other people’s dreams is no easy feat, and working as a bricklayer, you know every day brings with it new risks to face. Whether you’re a one-man band or run an entire bricklaying business, you need to know you’re protected in case the worst should happen. A generic policy isn’t going to make the cut.
At Tradesman Saver, we understand how important it is in your trade to have a comprehensive policy that covers all your bases. We’ve worked together with businesses like yours to design an insurance policy that’s tailored to your trade’s unique demands. Start with the basic policy and customise with our online quote for insurance that works as hard as you do.
* Total number of live policies as of 31/10/2025
When you’re looking for bricklayer’s insurance, it can become easy to get lost in the vast array of insurance terms out there. There’s so much information to digest, it can quickly become incredibly confusing to work out what you do and don’t need, and what covers are right for your business. The most important of these covers, however, is public liability insurance, and it’s the one you’ll really need when things go wrong. What you need to know about public liability insurance is that it’s kind of like the foundation of your entire bricklayer’s insurance policy. Put simply, it covers injury to third parties and damage to their property, and can cover claims from both clients and members of the public. Some examples of situations it could protect you against include accidental damage to a client’s vehicle and a member of the public tripping over the cable of your power tool.
Sometimes, it doesn’t matter how careful you are in your line of work; there are always unforeseen circumstances you just can’t account for. Fortunately, if you have the right cover in place, it can help to minimise some of the impact. Here’s some examples of how our Tradesman Saver insurance could help you in a pinch:
You’re laying the bricks at a client’s property for an extension they’re having made. Unfortunately, as you’re lifting one load of bricks, you accidentally trip over your trowel and the bricks go flying, knocking down a section of their back garden fence. The client then files a compensation claim against you for the damage to their fence. Your public liability insurance can really help here – your insurer will pay out the costs of the damage, so you can continue focusing on the task at hand.
You’re working on a construction site where you’re laying the bricks for a new house. But, later into the project, the electrician doing the wiring makes a mistake and the whole house catches fire, ruining your months of hard work. Your contractor’s all risks insurance is a great help in this situation – it’ll pay to have the work repaired or re-done, so you won’t have to pay the costs from your own pocket.
As a bricklayer, the key types of business insurance you should consider include:
The cost of your public liability insurance will depend on factors like the size of your business, your claims history and the level of cover you need. Premiums start from around £53 a year for a standard £1m public liability policy for a sole trader bricklayer. However, for more comprehensive insurance that also covers things like tools and personal accident, prices usually start from around £300 per year.
If you’re a self-employed bricklayer or builder, you’re not legally required to have insurance (except for employer’s liability if you employ anyone). However, it’s strongly recommended to at least have public liability insurance to protect you against injury or damage claims, which can cost thousands of pounds. Most contractors and clients will require you to have public liability cover before allowing you on site. Other useful policies include tools insurance, personal accident and contract works cover.
The only type of business insurance that is a legal requirement for bricklayers is employers’ liability insurance. You must have this if you employ any staff, even part-time or temporary workers. It’s not a legal requirement for sole trader bricklayers to have insurance like public liability or tools cover. However, it’s highly risky to work without public liability as a single claim could bankrupt you. Also, most main contractors will require you to have a minimum £1m public liability before allowing you on site.
From only£55per year 
From only£55per year 
From only£75per year 
From only£55per year 
From only£55per year 
