Bath Resurfacers Insurance

Bath Resurfacers Insurance

Our standard cover is:

• £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
• £10,000 cover for any financial loss (£50K cover optional)
• Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

Working as a bath resurfacer can potentially be a dangerous job. Working with bathtub enamel or acrylic has the potential to cause damage to the surrounding area, including tiles, panels and more. Having adequate public liability insurance can protect you, whether you’re working for a domestic client or a commercial property like a hotel or BnB.

Here at Tradesman Saver, we can provide comprehensive bath resurfacer insurance which can cover you whether you’re working with enamel, acrylic or cast iron baths.

Whether you’re a trained plumber, or a specialist resurfacer, our insurance policies can help to protect you, your clients and the general public. Our bath re-enamelling insurance can even protect you against complaints around personal injury and damage to property such as chips and scratches to the tubs and surrounding areas.

What’s Included in Tradesman Saver’s Bath Resurfacers Insurance?

Our standard cover for bath resurfacers includes:

• £1 million public and products liability insurance (with options to increase to £2 million, £5 million or £10 million)
• £10,000 financial loss cover (with an option to increase to £50,000)
• Worldwide liability cover for temporary work abroad (up to 14 days, excluding the USA and Canada)
• £250,000 legal expenses cover with access to a 24-hour legal helpline

But that’s not all. We understand that every bath resurfacing business is unique, which is why we offer a range of additional covers to ensure your policy is tailored to your specific needs.

What Types of Cover Should Bath Resurfacers Consider?

• Public Liability Insurance – This is the cornerstone of any tradesman’s insurance policy. It protects you if a member of the public (such as a client or passer-by) is injured or their property is damaged because of your work. For example, if you accidentally spill resurfacing chemicals on a client’s expensive carpet, public liability insurance would cover the cost of replacement or cleaning.
• Products Liability Insurance – This covers you for any damage or injury caused by products you’ve supplied or installed. In bath resurfacing, this could apply to the resurfacing materials you use or any additional products you might install, such as non-slip surfaces.
• Employers’ Liability Insurance – If you employ anyone, even on a temporary or casual basis, employers’ liability insurance is a legal requirement in the UK. It protects you if an employee becomes ill or injured as a result of working for you.
• Tools and Equipment Cover – Your specialised resurfacing equipment is crucial to your business. This cover protects your tools and equipment against theft, loss, or damage, ensuring you can quickly replace them and get back to work.
• Personal Accident Insurance – This cover provides financial support if you’re unable to work due to an accident, helping to cover your lost income and medical expenses.