Artist's insurance from £53* with FREE legal expenses cover*Based on £1,000,000 public liability & £250,000 legal expenses cover for a sole trader
Even creative professions are faced with their own set of risks. Whether you work as a solo artist or own an art business employing staff , you want to keep your studio and contents protected, which is exactly why it’s important to have insurance that caters for your unique requirements.
At Tradesman Saver, arranging insurance for your artist’s business is simple and straightforward. We’ve wrapped up all the covers you could possibly need in one policy. Our cover is flexible, so that you can tailor it to your individual needs using our very simple online quote form. You can rest assured you’ll have the protection you need, when you need it most.
Get Your Legal Expenses Insurance: FREE With Every Policy
Legal expenses is standard
We include legal expenses cover of £250,000 on every policy to give you all-round protection.
24-hour legal helpline
No need to wait until working hours to get help. Get on the phone with our legal experts 24/7.
Online legal services
Find a wealth of legal resources. Download legal document templates at the click of a button.
Tax & VAT investigations
In a crisis with the taxman? Get help with tax & VAT investigations, included as part of your cover.
Tradesman Insurance - Automatic Covers
Tradesman Insurance - Optional Covers
Tradesman Insurance - Other Covers
Online & anywhere
We like to keep things simple. Your quote, purchase & documents are all available online, anytime.
Cover is instant
No need to wait for your documents. You're covered from the moment you purchase.
Products liability cover as standard on every policy. That means more cover, at no added cost.
Cashflow is important to every business. Spread the cost & pay in easy, monthly instalments.
Artist’s Public Liability Insurance
When you’re searching for insurance as an artist, it can become a pretty lengthy ordeal. Even once you’ve managed to find the right company you think you want to go with, it can become easy to get confused amid the vast sea of insurance terms there are to contend with. But really, it doesn’t have to be so confusing – there’s only one insurance term you really need to understand to help you choose the right policy for you, and that’s public liability insurance. What’s most important to remember about public liability insurance is that it’s essentially the canvas on which your entire insurance policy is painted. It covers injury to third parties and damage to their property, and covers both clients and members of the public. It can cover anything from spilling hot coffee over a client to knocking over an expensive vase whilst you’re painting a portrait in a client’s house. It’s an absolutely vital cover for anyone looking to protect their artistry business.
It Shouldn’t Happen To An Artist
Here are some examples of claims:
You’re painting a family portrait for a customer in their home. But, while you’re working, you spill some of your paint on your customer’s carpet, and they seek compensation for the damage to their property. Your public liability comes to the rescue here – your insurer will pay for the costs of the compensation, so a little bit of spilled paint doesn’t have to mean the end of your business.
You’re loading your supplies in your car after a job at a client’s house. You go back to the client’s house to get payment for your services, but when you return to your car, you discover it has been broken into and your supplies have been stolen. Your tools & equipment cover is your saving grace – your insurer will pay the cost of replacing the stolen equipment, so you can keep working, without interruption.