Although being an artexer is a lot less risky than other trades or occupations, there are still certain dangers to keep in mind.
For instance, someone could fall over your tool box, resulting in an injury. Or you might accidentally damage a customer’s property while artexing it. Situations like these may lead to costly compensation claims against you, which could seriously hinder your business.
Whether you exclusively work with artex, or you’d benefit from broader plasterers insurance, it’s important that you get covered as soon as possible to protect your livelihood, your clients and yourself.
Why public liability insurance is critical
Fortunately, public liability insurance will ensure your provider and not you foots the bill should you injure a customer or member of the public, or damage their property. This can be purchased as part of Tradesman Saver’s automatic package, which also covers you for financial loss, legal expenses, and more.
The importance of other covers
But of course, the possibility of damaging others or their property aren’t the only risks in your job as an artexer. You also need insurance for things like personal accidents or if an employee claims against you for harm suffered on the job. For example, you could fall from height or hurt yourself. In this instance, a robust personal accident insurance policy is essential, paying out if you or any members of staff are unable to work due to an injury. Meanwhile, employer’s liability protects you if an employee sues your business for any harm suffered while working. Other handy covers include tool insurance to quickly replace any stolen, damaged or lost tools and professional indemnity insurance to keep your business in the black should it be sued for any mistakes made.
Here at Tradesman Saver, our expert team can help discuss your insurance options as an artexer. Receive a free quote today for a comprehensive and bespoke insurance package.
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