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Air Conditioning Installers Insurance

Affordable public liability insurance for an air conditioning installer

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Tradesman Saver’s Public Liability Cover For Air Conditioning Installers


Our standard cover is:

  • Up to £5 million cover for public and products liability
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

There are many insurance options which would benefit your air conditioning installer business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.

Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Other relevant insurance policies for an air conditioning installer business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance. Here at Tradesman Saver we have all the coverage you may need as an air conditioning installer and you can get your quote online in minutes.

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What’s included with our Automatic Cover

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How our air conditioning installers insurance works

1 Apply Online

Complete our simple quote form with basic details about your business

2 Get a Quote

Get an instant quote & choose any optional covers you may need

3 You’re insured!

Instantly activate your Tradesman Saver policy and view your certificates online

What is air conditioning installers insurance?

As an air conditioning installer, you know better than anyone how to keep cool under pressure. But you also know how much an accident can throw your whole business out of whack. That’s why it’s important for your business to be protected – and even more so when you work in a risky trade.

Why do you need air conditioning installers insurance?

Here at Tradesman Saver, we understand better than anyone how having insurance can make or break your business. It’s because of this that we’ve spent over ten years designing and refining a policy just for air conditioning installers, packed full of all the covers you’ll need. And you can even tailor your policy to suit your needs with our online quote form. Simple, right?

Chosen by over 5000 businesses and counting *

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the moment you purchase.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as at 31/03/2022
£50 from
me to you.

When a friend you refer takes out a new policy, we’ll give £25 to them, and £25 to you.

Refer a friend

It Shouldn’t Happen To An Air Conditioning Installer

When an accident happens, you need to rely on your insurer to save the day.  See below some real life examples of where Tradesman Saver has helped air conditioning installers:

 

Injured Employee

You’re working a job installing air conditioning in a client’s property with one of your employees. Your employee stands on a ladder in order to put the unit in place, but the ladder collapses underneath them and they end up severely injured. The employee then decides to file a compensation claim against you. Your employer’s liability will protect you in this situation – your insurer will cover the costs of the compensation, allowing you to continue focusing on the task at hand.

Missing Tools

You’re loading your tools into your van after finishing up a job installing air conditioning in an office. You return to the office to retrieve payment from the client, but when you come back to your van, you find that your tools have been stolen. In this situation, your tools & equipment could really help you out of a tight spot – it’ll cover the costs of replacing your stolen tools, so your business doesn’t have to suffer because of someone else’s greed.

*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax but excludes our admin charge. 19% of new customers paid less than £59 between 1st January 2021 and 28th February 2021. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2022 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register.
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