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Air Conditioning Installers Insurance

Affordable public liability insurance for an air conditioning installer

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As an air conditioning installer, you know better than anyone how to keep cool under pressure. But you also know how much an accident can throw your whole business out of whack. That’s why it’s important for your business to be protected – and even more so when you work in a risky trade.

Why do you need air conditioning installers insurance?

Here at Tradesman Saver, we understand better than anyone how having insurance can make or break your business. It’s because of this that we’ve spent over ten years designing and refining a policy just for air conditioning installers, packed full of all the covers you’ll need. And you can even tailor your policy to suit your needs with our online quote form. Simple, right?

What’s included with our Automatic Cover

There are many insurance options which would benefit your air conditioning installer business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.

Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Other relevant insurance policies for an air conditioning installer business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance. Here at Tradesman Saver we have all the coverage you may need as an air conditioning installer and you can get your quote online in minutes.

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Why Us?

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the moment you purchase.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

It Shouldn’t Happen To An Air Conditioning Installer

When an accident happens, you need to rely on your insurer to save the day.  See below some real life examples of where Tradesman Saver has helped air conditioning installers:

 

Injured Employee

You’re working a job installing air conditioning in a client’s property with one of your employees. Your employee stands on a ladder in order to put the unit in place, but the ladder collapses underneath them and they end up severely injured. The employee then decides to file a compensation claim against you. Your employer’s liability will protect you in this situation – your insurer will cover the costs of the compensation, allowing you to continue focusing on the task at hand.

Missing Tools

You’re loading your tools into your van after finishing up a job installing air conditioning in an office. You return to the office to retrieve payment from the client, but when you come back to your van, you find that your tools have been stolen. In this situation, your tools & equipment could really help you out of a tight spot – it’ll cover the costs of replacing your stolen tools, so your business doesn’t have to suffer because of someone else’s greed.

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*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax and our admin charge. 22% of new customers paid less than £59 between 1st January 2019 and 31st August 2019. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2019 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register https://register.fca.org.uk/.
Registered in England No 1842617. Registered Office – Seymour House, 223 Wickham Road, Croydon, Surrey CR0 8TG. All rights reserved.
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