Get a quote
upholstery using staple gun to upholster chair seat

Upholsterers Insurance

Public liability insurance for upholsterers starting at less than £54* per year

Not on comparison sites — save money by coming direct to us

Get a quote
Home » Upholsterer’s Insurance

What is upholsterers insurance?

Working as an upholsterer is no easy task. Whether you’re re-upholstering a client’s sofa or on a big job in an office, you face an entirely unique set of risks every single day. As accidents are part of the nature of running a business, you need to make sure you have insurance in place to cover you. But not just any insurance policy will do the job – your trade requires specialised trade insurance from those who understand your business like you do.

Why do you need upholsterers insurance?

Fortunately, here at Tradesman Saver, we do understand your business like you do. Having provided insurance to the industry for over a decade, we’ve worked with businesses like yours to help us create a tailored policy just for upholsterers. Build yours using our online quote form and discover how easy getting insurance should be.

Get a Quote

How our upholsterers insurance works

1 Apply Online

Complete our simple quote form with basic details about your business

2 Get a quote

Get an instant quote & choose any optional covers you may need

3 You’re insured!

Instantly activate your Tradesman Saver policy and view your certificates online

Tradesman Saver’s Public Liability Cover For Upholsterers


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million or £5 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

There are many insurance options which would benefit your upholsterers business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over a bolt of cloth you are using to reupholster their sofa and is injured or you accidentally leave some exposed tacks on a dining chair you have re-covered and the client catches and rips her expensive dress on it.

Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Other relevant insurance policies for a upholsterers business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance.  Here at Tradesman Saver we have all the coverage you may need as an upholsterer and you can get your quote online in minutes.

Get a QuoteLearn about Public Liability

Chosen by over 5000 businesses and counting *

  • Online & Anywhere

    Online & Anywhere

    We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

  • Monthly Instalments

    Monthly Instalments

    Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

  • Instant Cover

    Instant Cover

    No need to wait for your documents. Our tradesman cover starts from the date you select.

  • Added protection

    Added Protection

    Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/01/2024

 The Trials & Tribulations Of An Upholsterer

When you work in a trade such as upholstery, you know that risks are just a part of life. No matter whether it’s down to your tools, your employees or a client, accidents can happen from all directions. With that in mind, here are just some of the situations that insurance could protect you against:

 

Accidental damage

You’re on a job re-upholstering some furniture in a client’s house. As you’re moving a piece of material from one location to another, you accidentally knock your client’s priceless vase from a shelf and it shatters. Your client then seeks compensation from you for the damages to their property. This is where public liability insurance comes in; it’ll cover the costs of the compensation for you, so you can continue to focus on running your business.

Sticky fingers

You’ve just finished a job in an office, and you’ve started to load your equipment and tools back into your van. You leave your van to go and collect payment from the client, but when you return, you find the van has been broken into and your tools and equipment have been stolen. Your optional tools and equipment cover is essential here – through it, you’ll be able to claim the costs of replacement tools and equipment, so your business doesn’t have to suffer due to someone else’s sticky fingers.

Similar Trades We Cover

*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax but excludes our admin charge. 13% of new customers paid less than £54 between 1st January 2024 and 30th January 2024. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2024 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check our financial services registration status on the Financial Services register.
Registered in England No 1842617. Registered Office – Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB. All rights reserved.
Back To Top
You need to be logged in to Your Account to make a payment. Redirecting you to Account Login.