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Home Public Liability Insurance Is there a way to lower my Public Liability premium?

Is there a way to lower my Public Liability premium?

Tradesman Saver offers affordable public liability insurance for tradespeople and small businesses in the UK. While our premiums are already highly competitive, here are some tips that may help lower your costs further:

Choose a Lower Insurance Coverage Level

Our public liability insurance is available at various cover levels from £1 million up to £10 million. Opting for a lower level of cover, like £1 million or £2 million, can potentially reduce your premiums. Just ensure you have adequate protection for your business activities and assets.

Reduce Number of Employees if Possible

Premiums are partially based on the number of employees who require cover under the policy. Reducing the number of workers listed can decrease costs.

Review Your Trade Category

We categorise trades into risk levels. If your trade category seems too high for your particular specialisation, we may be able to reclassify it into a lower band to reduce premiums.

Utilise No Claims Discounts

If you’ve been claims-free for a number of years, making sure to utilise any available no claims discounts can lower renewal costs.

Pay Annually

Opting to pay your full premium annually rather than month-to-month payments can reduce overall costs in some cases.

We’re always happy to discuss options to make your public liability cover as affordable as possible. Contact Tradesman Saver today to ensure you’re getting the best available rate!

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