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Loft Convertors Insurance

Public liability insurance for a loft convertor for less than £71* per year

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Home » Loft Convertor’s Insurance

What is loft convertors insurance?

Working at height can be a dangerous, and when loft converting is your business, you need to ensure you keep yourself, and any employees you have, protected. For this purpose, you need an insurance policy that’s specifically designed to your needs – not just some generic business policy.

Why do you need loft convertors insurance?

Enter Tradesman Saver to solve your insurance needs. We’ve devoted our time to speaking to customers in your line of work, building a policy that suits your unique concerns. All that’s left for you to do is tailor your policy on our online quote form for cover that works as hard as you do.

How our loft convertors insurance works

1 Apply Online

Complete our simple quote form with basic details about your business

2 Get a quote

Get an instant quote & choose any optional covers you may need

3 You’re insured!

Instantly activate your Tradesman Saver policy and view your certificates online

Tradesman Saver’s Public Liability Cover For Loft Convertors


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million or £5 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

There are many insurance options which would benefit your loft convertors business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s car by dropping a your hammer from the scaffolding you are working on.

Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Other relevant insurance policies for a loft convertors business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance.  Here at Tradesman Saver we have all the coverage you may need as a loft convertor and you can get your quote online in minutes.

Get a Quote

Chosen by over 5000 businesses and counting *

  • Online & Anywhere

    Online & Anywhere

    We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

  • Monthly Instalments

    Monthly Instalments

    Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

  • Instant Cover

    Instant Cover

    No need to wait for your documents. Our tradesman cover starts from the date you select.

  • Added protection

    Added Protection

    Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/01/2024

It Shouldn’t Happen To A Loft Convertor

Sometimes, it doesn’t matter how careful you are in your line of work; there are always unforeseen circumstances you just can’t account for. Fortunately, if you have the right cover in place, it can help to minimise some of the impact. Here’s some examples of how our Tradesman Saver insurance could help you in a pinch:

 

Falling Tiles…

You’re converting a loft at a customer’s property. As you’re laying the roof tiles on the new extension, one slips from your grasp and hits a passing pedestrian, causing them considerable injury. You’re then faced with a compensation claim, but fortunately your public liability insurance has your back – it covers the cost of the compensation, meaning you can keep work on the loft conversion running on time.

Broken Ladder…

A member of staff is installing new fascia boards at the end of a loft conversion job.  The ladder he is using gives way and he falls to the floor breaking his arm and is unable to work. The ladder you’ve given him to use is deemed unsafe. Your employer’s liability insurance will come to the rescue and pay compensation to your staff member for their injuries so that you can continue running your business and your staff member is not left without an income.

Similar Trades We Cover

*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax but excludes our admin charge. 13% of new customers paid less than £54 between 1st January 2024 and 30th January 2024. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2024 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check our financial services registration status on the Financial Services register.
Registered in England No 1842617. Registered Office – Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB. All rights reserved.
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