Builders Insurance

Tradesman Saver offers builders and building contractors specialist insurance policies with public liability cover, as well as cover for tools and legal expenses.

Our aim is to provide builders with the insurance cover that's best for your business and which saves you money, time, and hassle. That means you can get on with the business of being a builder and let us take care of your insurance. Enjoy the peace of mind that comes with knowing our specialist builders insurance policy is giving you the cover you need.

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Builders Liability Insurance That Covers all Your Needs

Our insurance policies are designed with builders in mind. If you're a builder with staff, your policy can include Employers Liability cover for up to ten employees.

As you can see, our builders insurance policy has been crafted to cover all your needs - and at the most competitive price. Here's a list of what's included in your standard Tradesman Saver Builders Insurance policy:

Public Liability insurance for Builders Public Liability insurance cover provides protection against your legal liability for injury to third parties and damage to their property in connection with your business as a builder. The standard cover is £1,000,000, with the option to increase to £2,000,000 or £5,000,000.
Products Liability insurance for Builders Products liability insurance provides protection against your legal liability, compensation costs, and expenses following injury or damage by goods that you have sold, supplied, repaired, tested or delivered in connection with your business as a builder. The standard cover is £1,000,000 and you have the option to increase cover to £2,000,000 or £5,000,000.
Business Legal Expenses Insurance for Builders As well as giving you cover for up to £100,000 legal costs, builders have:
Access to a free legal services website that will help you draft legal documents, such as employment contracts and health and safety policies in connection with your business as a builder.
Access to a 24 hour Legal and Tax Helpline
Access to a confidential Staff Counselling Helpline

Our standard Tradesman Saver insurance policy for builders can also be extended to include the following:

Employers’ Liability insurance for Builders Employers liability insurance provides builders with protection against your legal liabilities to pay compensation in respect of injury sustained by your employees in the course of their work for you. If your building business employs any staff (including part-time, trainees, or sub-contractors), employers liability insurance cover is a legal requirement. Tradesman Saver Employers Liability Insurance provides cover of £10,000,000 if your building business employs any staff.

Insurance to cover injury to working partners

Insurance to cover temporary staff

Up to £20,000 insurance cover for damage to business contents stored at your premises and used in connection with your business as a Builder

Tools Insurance for Builders Our Builders Insurance policy gives you up to £5,000 cover for damage to building tools and business equipment away from your premises.

Insurance Policies for All Builders, Manual Trades and Professions

If you don't think our Tradesman Saver Insurance for Builders is the right fit for your business, don't worry. Take a look at our complete list of manual trades or professions in the sidebar on the right hand side of the page to find a more accurate trade description. Alternatively, give us a call now on 0800 121 8748 and one of our tradesman insurance specialists will be able to assist you with a policy that suits your exact insurance requirements.

But if you like what you've read, why not request an insurance quotation for builders insurance now?

Request an insurance quotation for Builders insurance

Do Builders Need Professional Indemnity Insurance?

Professional Indemnity Insurance for Builders covers your business against claims by customers who have suffered financial loss as a result of using your services. This insurance would cover you for compensation claims and legal fees.

You may need professional indemnity insurance if you advise customers in your role as a builder. If something goes wrong as a result of your advice, you could be liable for the cost of repairs plus any resultant damage or injury.

Professional indemnity insurance is especially important for you if other builders, businesses, or customers take your advice about how to carry out work.

Please call us now on 0800 121 8748 if you want more information on PI insurance for builders.

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