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FAQ

Frequently Asked Questions

We specialise in insurance for self-employed tradespeople, small businesses and professionals.  Here are some questions we often get asked by our customers.

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Can I pay my premium in instalments?

Yes, at Tradesmen Saver we understand that paying your insurance premium in manageable monthly instalments can really improve cashflow within your business.  We can offer a monthly instalment plan at a very competitive rate. 

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Are you authorised by the Financial Services Authority?

Yes, Tradesman Saver is a product of Henry Seymour & Co (Barkdene Ltd) which is authorised and regulated by the Financial Services Authority.

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What if my trade is not listed or is slightly different to your listed trade?

Don’t worry – if you are unable to find a trade that matches yours, please contact us and we’ll do the rest!

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Who will I be insured with?

Our Tradesman Saver policies are provided by Arista Insurance Limited and the covers are underwritten by Lloyds of London, giving you the peace of mind to concentrate on making your business a success story.

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Can you help me with any other types of insurance?

Of course!  Please contact us – our advisors are here to help you with all your insurance needs.

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How many employees can I insure under the Tradesman Saver policy?

The Tradesman Saver policy is designed for a maximum of 10 employees including working partners and clerical staff.  If your business does not fit these criteria, please contact us and we can discuss your precise requirements.

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What is Public Liability insurance?

Public Liability insurance provides protection against your legal liability for injury to third parties or damage to their property arising out of the operation of your business.

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What is Products Liability insurance?

Products Liability insurance provides protection against your legal liability, compensation costs and expenses following injury or damage by goods that you have sold, supplied, repaired, tested or delivered in connection with your business.

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What is Employers’ Liability insurance?

Employers’ Liability insurance provides protection against your legal liabilities to pay compensation in respect of injury sustained by your employees in the course of the business.

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What is Legal Expenses insurance?

Legal Expenses insurance provides cover for your legal costs and expenses for a wide variety of legal problems you may become involved in that are not usually covered by a business insurance policy such as:

  • Defence of Employment Disputes and Payment of Compensation Awards
  • Representation for Tax Investigations and VAT assessments
  • Pursuit of Property disputes
  • Defence of prosecutions relating to Compliance & Regulation
  • Employees Extra Protection defence

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Can I insure my tools?

Yes, Tradesman Saver can cover up to £5,000 for each staff member for damage to tools and business equipment whilst away from your premises. 

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Can I insure my business contents?

Yes, Tradesman Saver can cover up to £20,000 for damage to business contents stored at your premises.

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Tradesman Saver is a product of Henry Seymour & Co (Barkdene Ltd) which is authorised and regulated by the Financial Services Authority. Registered in England No 1842617 Insurance Brokers. All rights reserved.

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